CENTURY 21 Edge
Map of Clay County, Florida

Homes for sale in

Clay County, Florida

Riverside living and room to breathe near Jacksonville

77

Homes for sale

$345,000

Median list price

$191

Avg price / sqft

49

Median days on market

Clay County sits on the southwest edge of the Jacksonville metro, where the St. Johns River widens and the pace slows down. It's a spread of distinct communities — the lakeside quiet of Keystone Heights, the established suburbs of Orange Park, the historic river town of Green Cove Springs, and the family-friendly stretches of Middleburg — each with its own feel but a shared appetite for space and water access.

For buyers, the market here is refreshingly attainable. With 77 active listings and a median list price of $345,000, you're looking at a mix that runs from starter single-family homes to riverfront properties, plus a healthy pipeline of new construction. Homes take a median of 49 days to sell, so there's time to shop deliberately rather than bid in a panic.

30-minute drive area around Clay County

Within a 30-minute drive of the county center

Quick facts

5 cities & towns

$45,000$899K price range

1,829 sqft median home

$1,378/mo median rent

Seller’s market right now

Fresh on the market

Newest homes in Clay County

View all 77 homes →

77 of 77 active listings shown

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Find your fit

Most popular Clay County searches

The numbers that matter

The Clay County market

Seller’s market

2.5 months of inventory

Seller’s marketBuyer’s market

Homes sell fast and inventory is thin — buyers should come prepared.

420

Sold, last 12 months

$379,990

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

22 days

Median time to sell

Clay County vs Florida

Median list price

Clay County$345K
Florida Co.$376K

Price per sqft

Clay County$191
Florida Co.$283

Days on market

Clay County49d
Florida Co.43d

Median sold price — 3-yr, 3-mo rolling

4.7% yr/yr

$292K$361K$430KJul ’23Jun ’26

Homes on the market

38.7% yr/yr

52110168Jul ’23Jun ’26

Homes sold per month

02448Jul ’24Jun ’26

Live Stellar MLS data — listings and closed sales in Clay County, FL. Rolling medians smooth single-month swings.

Pick your town

Cities in Clay County

Show all 5 Clay County cities A–Z+

Beyond the listings

Living in Clay County

01

Water at every turn

With 13 active waterfront listings, the St. Johns River and Clay County's lakes put boating and fishing within easy reach.

02

Genuinely affordable entry point

A median list price of $345,000 and listings starting near $45,000 make this one of the more accessible corners of the Jacksonville area.

03

Fresh inventory to choose from

Sixteen of the county's active listings are new construction, a solid share for buyers who want a blank slate.

04

Four distinct communities

Keystone Heights, Orange Park, Green Cove Springs, and Middleburg each offer a different balance of small-town character and suburban convenience.

05

Low carrying costs

A median HOA of just $61/month keeps monthly ownership costs down compared with amenity-heavy metro communities.

Population

223,436

Median age

40.2

Median income

$86,094

Median home value

$281,500

What people here are into

Hobbies & Interests

Top 22% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Beliefs

Top 22% in the U.S.

Local Engagement

These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.

Food & Drink

Top 23% in the U.S.

Fueling for Fitness

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Appearance oriented

Top 23% in the U.S.

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Emotional

Awestruck

Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.

Beliefs

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

What it really costs

Owning here

Owning the median Clay County home

$2,344/mo

Principal & interest $1,818
Property tax $255
HOA / fees $61
Insurance (est.) $210

$345,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

8%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$1,378/mo

Median rent

2 homes for rent right now

Straight answers

Clay County real estate FAQs

Is Clay County a good place to live?+

It's a strong fit if you want space and water access without giving up proximity to Jacksonville. Communities like Green Cove Springs and Middleburg offer a small-town, river-adjacent lifestyle, while Orange Park delivers more established suburban convenience. The mix of 58 single-family homes, townhouses, and even manufactured homes among the active listings means there's a lane for most buyers.

Is it expensive to buy here?+

Not by Florida metro standards. The median list price is $345,000 and active listings run from $45,000 all the way to $899,000, so there's real range. At an average of $191 per square foot on a median home size of 1,829 sqft, your budget stretches further than in many nearby coastal areas — and you can browse by price to see the entry-level end.

What do homes cost in Clay County?+

Expect a median list price around $345,000, with the typical home offering about 1,829 square feet at roughly $191 per square foot. The 77 active listings span from budget properties near $45,000 up to $899,000, and there are no active listings above $1 million right now. Waterfront and pool homes command the upper end of that range.

How is the market right now?+

Balanced and unhurried. There are 77 active listings and the median days on market is 49, which gives buyers room to negotiate rather than rush. If you're hunting for a deal, it's worth checking the just reduced listings, since a longer market pace often means sellers are flexible.

What about HOA fees and property taxes?+

Ongoing costs here are modest. The median HOA runs about $61 per month — low because much of the county is non-HOA or lightly governed — and only two active listings sit in gated communities. Median property tax is around $3,058 per year, and for comparison the median rent is $1,378 a month.

Keep exploring

Nearby counties

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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