CENTURY 21 Edge

Homes for sale in

Clay County, Florida

Room to spread out, minutes from Jacksonville

98

Homes for sale

$390,745

Median list price

$198

Avg price / sqft

22

Median days on market

Clay County sits just southwest of Jacksonville, tracing the St. Johns River and dotted with the quiet lakes around Keystone Heights. It's a place where established riverfront towns like Green Cove Springs and busier suburban hubs like Orange Park coexist with rural stretches near Middleburg, so you can pick your pace — commuter-close or genuinely country. For buyers who want land, water access, and a shorter price tag than the city core, it delivers.

Right now there are 104 active listings with a median list price of $382,490, and homes are moving — median days on market is just 19 and sellers are getting 98% of asking. The mix leans heavily toward single-family homes (86 of the active count) with a strong 41 new-construction options, plus 16 waterfront homes for those chasing the river and lakes. If your budget is tighter, it's worth checking just reduced listings and using browse by price to filter fast.

Quick facts

5 cities & towns

$129,000$2.8M price range

2,015 sqft median home

$1,375/mo median rent

Seller’s market right now

Fresh on the market

Newest homes in Clay County

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98 of 98 active listings shown

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Find your fit

Most popular Clay County searches

The numbers that matter

The Clay County market

Seller’s market

3.0 months of inventory

Seller’s marketBuyer’s market

Homes sell fast and inventory is thin — buyers should come prepared.

400

Sold, last 12 months

$379,990

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

20 days

Median time to sell

Clay County vs Florida

Median list price

Clay County$391K
Florida Co.$375K

Price per sqft

Clay County$198
Florida Co.$279

Days on market

Clay County22d
Florida Co.50d

Median sold price — 3-yr, 3-mo rolling

3.6% yr/yr

$292K$361K$430KAug ’23Jul ’26

Homes on the market

9.6% yr/yr

52110168Aug ’23Jul ’26

Homes sold per month

02448Aug ’24Jul ’26

Live Stellar MLS data — listings and closed sales in Clay County, FL. Rolling medians smooth single-month swings.

Pick your town

Cities in Clay County

Show all 5 Clay County cities A–Z+

Beyond the listings

Living in Clay County

01

Range for every budget

Active prices run from $45,000 to $2,790,000, so first-time buyers and luxury shoppers both have room to work.

02

Strong new-construction pipeline

41 of the 104 active listings are new construction, a rare depth of fresh inventory for the area.

03

Real water access

With 16 waterfront listings along the St. Johns and area lakes, boating and river living are within reach.

04

Fast-moving market

Homes sell in a median of 19 days with sellers collecting 98% of asking, signaling steady demand.

05

Space over sticker shock

At $196 per square foot and a 2,185 sqft median size, you get more house than in much of metro Jacksonville.

Population

223,436

Median age

40.2

Median income

$86,094

Median home value

$281,500

What people here are into

Hobbies & Interests

Top 22% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Beliefs

Top 22% in the U.S.

Local Engagement

These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.

Food & Drink

Top 23% in the U.S.

Fueling for Fitness

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Appearance oriented

Top 23% in the U.S.

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Emotional

Awestruck

Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.

Beliefs

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

What it really costs

Owning here

Owning the median Clay County home

$2,578/mo

Principal & interest $2,059
Property tax $243
HOA / fees $66
Insurance (est.) $210

$390,745 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

9%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$1,375/mo

Median rent

1 homes for rent right now

Straight answers

Clay County real estate FAQs

Is Clay County a good place to live?+

It offers a spread of lifestyles, from the riverfront calm of Green Cove Springs to commuter-friendly Orange Park near Jacksonville. Lake living around Keystone Heights and rural land near Middleburg round out the options, so you can match the setting to how you actually want to live.

Is Clay County expensive?+

It's relatively affordable for the Jacksonville area, with a median list price of $382,490 and an average of $196 per square foot. Prices stretch from $45,000 up to $2,790,000, and you can filter the lower end using browse by price.

What do homes cost in Clay County?+

Over the last 12 months, 399 homes sold at a median price of $379,990, closely tracking the current $382,490 median list. The typical home runs about 2,185 square feet, and buyers can find everything from manufactured homes to waterfront homes.

How is the Clay County market right now?+

It's brisk — homes are going under contract in a median of 19 days, and sellers are averaging 98% of their asking price. With 104 active listings including 41 new-construction options, there's meaningful choice without a glut.

What about HOA fees and property taxes?+

HOA costs are light here, with a median of just $66 per month, and only a handful of listings sit in gated or golf communities. Median property tax lands around $2,948 per year, and the typical rent is $1,865 per month for comparison.

Keep exploring

Nearby counties

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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