3865 ATHENIAN WAY, MIDDLEBURG, FL, 32068
Active1 days on marketListed Oct 11, 2026MLS #G5118944
About this home
3865 ATHENIAN WAY
Virtually Staged. Welcome to the CAYMAN - a pristine 2026-built, 2-story townhome offering 1,433 sq ft of thoughtfully designed living space. Step inside this 3-bedroom, 2.5-bathroom residence and be greeted by an open-concept main floor that effortlessly blends style and functionality. The gourmet kitchen is a standout, featuring sleek stainless steel appliances, shimmering Quartz countertops, a large center island with breakfast bar seating, and abundant cabinetry. It flows seamlessly into the bright dining and living areas, creating the perfect backdrop for both everyday living and entertaining. Upstairs, retreat to the spacious primary suite complete with a generous walk-in closet and a luxurious en-suite bathroom boasting dual vanities and a glass-enclosed shower. Two additional well-appointed bedrooms, a full bathroom, and a conveniently located laundry closet round out the second floor.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,433
Sqft
0.04 ac
Lot size
2026
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,837 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Middleburg market
$336K → $416K
Middleburg median sold, yr/yr
99.3%
Sale-to-list ratio (12 mo)
Median sold price, Middleburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the Middleburg median. See the full Middleburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 3865 ATHENIAN WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3865 ATHENIAN WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3865 ATHENIAN WAY FAQs
What would the monthly payment be for 3865 ATHENIAN WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,837/mo — principal and interest, estimated property taxes, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3865 ATHENIAN WAY?+
The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3865 ATHENIAN WAY?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3865 ATHENIAN WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Middleburg?+
At $239,990, this home is listed about 23% below the Middleburg median of $310,000. The market section on this page shows how the area is trending.
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5118944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Middleburg homes, in your inbox
Like 3865 ATHENIAN WAY but not quite? A daily digest of every new listing in Middleburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →