3612 PRAIRIE WIND COURT, MIDDLEBURG, FL, 32068
Active15 days on marketListed Sep 5, 2026MLS #S5156739
About this home
3612 PRAIRIE WIND COURT
This fantastic home qualifies for 100% USDA Financing and Seller is Contributing $7,500 toward Buyer cost at closing or Interest rate buy down! Welcome to 3612 Prairie Wind Court, where thoughtful design, stylish finishes, and a peaceful courtyard setting come together to create an exceptional low-maintenance lifestyle. A thoughtfully designed open floor plan boasting volume ceilings, 2 spacious bedrooms with walk in closets, private ensuites, as well as a downstairs half bath, provides both function and comfort while keeping today’s modern lifestyle in mind. Timeless cabinetry, quartz countertops, quality hardware, luxury vinyl flooring, cordless two-inch blinds, and upgraded stainless-steel Whirlpool appliances add both beauty and function. The impressive French-door refrigerator features a fingerprint-resistant finish, and smart-home capabilities allow you to manage select lighting, the thermostat, and the alarm system from your installed device or smart phone. Step outside to your patio that opens directly onto a beautifully maintained courtyard, offering a lush and tranquil extension of living space, while enjoying your premium lot that features upgraded landscaping and exterior lighting. The community maintains the lawns and offers expansive common areas including a lovely pond, playground, sidewalks, as well as conveniently placed pet stations,—all included with low HOA dues. Located just minutes from the First Coast Expressway, and 35 minutes to JAX Airport, this home provides convenient access to shopping, dining, employment centers, and a quiet place to return to at the end of the day. Stylish, comfortable, and remarkably easy to maintain, this lovely townhome is ready to welcome you home
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,167
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,856 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,856/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs Middleburg actives
$188 vs $183
Days on market
15 vs 15 typical
Where $188/sqft sits among the 15 Middleburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Middleburg
Get to know Middleburg. See the full Middleburg guide →
MIDDLEBURG 32068 — neighborhood snapshot
Population
58,196
Median age
38.2
Median income
$82,410
Median home value
$264,300
Avg household
2.81
Households w/ children
7,692
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Middleburg market
$336K → $416K
Middleburg median sold, yr/yr
99.3%
Sale-to-list ratio (12 mo)
7 of 15
Middleburg actives have cut their price
Median sold price, Middleburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the MIDDLEBURG 32068 median. See the full Middleburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3612 PRAIRIE WIND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$239,990
3641 ATHENIAN WAY
3 bd · 2.5 ba · 1,433 sqft · $167/sqft · 106 DOM
Sold · Dec ’25$239,990
3679 ATHENIAN WAY
3 bd · 2.5 ba · 1,433 sqft · $167/sqft · 102 DOM
Sold · Nov ’25$239,990
3691 ATHENIAN WAY
3 bd · 2.5 ba · 1,433 sqft · $167/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3612 PRAIRIE WIND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3612 PRAIRIE WIND COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3612 PRAIRIE WIND COURT FAQs
What would the monthly payment be for 3612 PRAIRIE WIND COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,856/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3612 PRAIRIE WIND COURT?+
The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3612 PRAIRIE WIND COURT?+
The most recent tax bill on record (2025) was $2,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3612 PRAIRIE WIND COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Middleburg?+
At $219,900, this home is listed about 33% below the Middleburg median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3612 PRAIRIE WIND COURT?+
Coppergate Elementary School (elementary), Middleburg High School (high), Lake Asbury Junior High School (middle) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY MARKETPLACE · Annette Tilson. MLS #S5156739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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