606 RIVIERA DUNES WAY UNIT 405, PALMETTO, FL, 34221
Active2 days on marketListed Oct 8, 2026MLS #A4708452
About this home
606 RIVIERA DUNES WAY UNIT 405
Discover an enchanting blend of coastal charm and modern sophistication in this furnished, fourth-floor Waterfront Residence located at Laguna at Riviera Dunes, one of the Premier deepwater harbors on Florida's West Coast and where life feels like a permanent vacation! This 2-Bedroom, 2 Bath condo with a spacious den/office/flex room, offers 1,696 square feet of thoughtfully designed living space and a lifestyle centered around relaxation, entertaining and enjoying the BEST of Florida Living. The open-concept layout along with the high ceilings create a light and airy feel that flows from room to room and the split-bedroom floor plan ensures not only privacy, but functionality. The Kitchen features Stainless Steel Appliances including a new Counter Depth Refrigerator (2025), under cabinet lighting and pull out shelving in all lower cabinets, making it practical as well as stylish. With a Kitchen eat-in area, separate Dining Room and a Bar seating area it is perfect for hosting friends and entertaining. The flexible bonus room can easily be used as an office or den or even a 3rd Bedroom if necessary. A private Laundry Room with new stackable washer and dryer adds everyday convenience. The oversized, private Balcony allows you to enjoy breathtaking, panoramic views of not only the Marina, but also the Manatee River. One covered parking space (under building) is included for your convenience. New in 2023 - Electric Panel, Smoke Detectors, Rheem 50 Gallon Water Heater, Disposal, RGF UV Air Purification System and Carpet and a NEW ROOF in 2025! Whether you are seeking a full time residence or a luxurious seasonal escape, , this condo captures the essence of waterfront living in one of the Gulf Coast's most desirable communities. The PERFECT choice for boating enthusiasts, it is nestled along the scenic Manatee River and is gated and secure. With amenities that include a resort-style heated pool and spa, fitness center, tennis and pickleball courts, and a clubhouse for social gatherings with events. There is also an on-site restaurant, Dockside Grill, which offer a relaxed yet vibrant atmosphere with indoor and outdoor seating, live music and a diverse menu which offers something for everyone. Laguna's location provides easy access to downtown Bradenton where you will find the Manatee Performing Arts Center and Herrig Center for the Arts, the Gulf Beaches of Anna Maria Island, Sarasota and St. Petersburg. Convenient to Interstate 75 and Interstate 275, you have THREE International Airports within easy reach - Sarasota/Bradenton, St. Pete/Clearwater and Tampa. Come experience the elegance, ease and coastal beauty that await you at Laguna in Riviera Dunes.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,696
Sqft
1.36 ac
Lot size
1
Garage
2005
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs Palmetto actives
$279 vs $202
Days on market
2 vs 80 typical
Where $279/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
241 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 606 RIVIERA DUNES WAY UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$480,000
606 RIVIERA DUNES WAY UNIT 306 · same community
2 bd · 2 ba · 1,758 sqft · $273/sqft · 108 DOM
Sold · Sep ’26$425,000
606 RIVIERA DUNES WAY UNIT 302 · same community
2 bd · 2 ba · 1,758 sqft · $242/sqft · 108 DOM
Sold · Aug ’26$560,000
606 RIVIERA DUNES WAY UNIT 201 · same community
3 bd · 2 ba · 2,115 sqft · $265/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 606 RIVIERA DUNES WAY UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 606 RIVIERA DUNES WAY UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
606 RIVIERA DUNES WAY UNIT 405 FAQs
What would the monthly payment be for 606 RIVIERA DUNES WAY UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 606 RIVIERA DUNES WAY UNIT 405?+
The most recent tax bill on record (2025) was $8,084. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 606 RIVIERA DUNES WAY UNIT 405?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $474,000, this home is listed about 19% above the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 606 RIVIERA DUNES WAY UNIT 405?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,000 runs 26% above the PALMETTO 34221 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Palmetto market that averages 80 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of A PARADISE INC REALTOR · Kathy Nunnally McCann. MLS #A4708452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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