CENTURY 21 Edge

10315 W CORTEZ ROAD W UNIT 8A, BRADENTON, FL, 34210

Active2 days on marketListed Oct 8, 2026MLS #A4708795

✦ Priced 61% below the BRADENTON 34210 medianPARADISE BAY ESTATES CO-OP

About this home

10315 W CORTEZ ROAD W UNIT 8A

Bring your vision to life on this exceptionally large, prime lot situated right in the heart of the vibrant Paradise Bay Estates community! Offering significantly more space than the average lot, this pristine property provides the perfect canvas to order and place your very own custom manufactured home. Location is everything, and this lot delivers unbeatable convenience! You’re just steps away from top-tier community amenities, including the refreshing pool and spa, state-of-the-art fitness center, and active shuffleboard and cornhole courts. Best of all, you’ll be perfectly positioned to enjoy the soon-to-be-renovated Recreation Hall,the center of Paradise Bay's social life! Whether you’re looking to create your dream full-time residence or a sunny getaway, this oversized lot offers endless potential in a friendly, amenity-rich neighborhood. Don't miss out on one of the largest parcels available, schedule your visit today and start planning your dream home!Experience the Premier Resort-Style Lifestyle at Paradise Bay Estates!Discover the unmatched coastal charm and vibrant community living at Paradise Bay Estates! Nestled along Sarasota Bay, this highly desirable 55+ waterfront neighborhood offers a full suite of top-tier amenities designed for active, resort-style living. Residents enjoy a sparkling heated pool and spa, a fully equipped fitness center, and dedicated courts for pickleball, shuffleboard, bocce ball, and cornhole. The heart of the community centers around the spacious Recreation Hall—currently undergoing exciting planned renovations—which hosts year-round social events, activities, and gatherings. Water enthusiasts will love the direct access to Sarasota Bay, featuring community boat docking, a boat ramp, and waterfront common areas perfect for taking in breathtaking coastal sunsets. With golf-cart-friendly streets and an unbeatable location just minutes across the bridge from Anna Maria Island's pristine Gulf beaches, dining, and shopping, Paradise Bay Estates offers the ultimate Florida lifestyle!

Facts & features

The home at a glance

0.11 ac

Lot size

Pool view

Inside

Outside & construction

ViewPool

Community & fees

HOA fee$180/mo
Taxes (2025)$629/yr
PetsCats OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$905 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$477
FHA mortgage insurance (est.)$36
Property tax — 2025 actual bill$52
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,835Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,835
Interest rate6.00%
Loan term

Estimated payment

$905/mo

Principal & interest$477
FHA mortgage insurance (est.)$36
Property taxes (actual bill)$52
HOA / condo fee$180
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 64 min
Tampa Int’l Airport (TPA)≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

MiddleElecta Lee Magnet Middle School★★★★★
ElementaryBayshore Elementary School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% below the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $81,000 · 2 days on market since

Reality check

What actually sold near 10315 W CORTEZ ROAD W UNIT 8A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10315 W 5TH STREET UNIT 46-5Sold · May ’26

$63,888

10315 W 5TH STREET UNIT 46-5 · same community

2 bd · 1 ba · 0 sqft · 1 DOM

10315 CORTEZ ROAD W UNIT 71-4Sold · May ’26

$56,000

10315 CORTEZ ROAD W UNIT 71-4 · same community

1 bd · 1 ba · 340 sqft · $165/sqft · 411 DOM

10315 CORTEZ ROAD W UNIT 62-4Sold · Aug ’26

$55,000

10315 CORTEZ ROAD W UNIT 62-4 · same community

1 bd · 1 ba · 363 sqft · $152/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10315 W CORTEZ ROAD W UNIT 8A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10315 W CORTEZ ROAD W UNIT 8A — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10315 W CORTEZ ROAD W UNIT 8A FAQs

What would the monthly payment be for 10315 W CORTEZ ROAD W UNIT 8A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $905/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10315 W CORTEZ ROAD W UNIT 8A?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10315 W CORTEZ ROAD W UNIT 8A?+

The most recent tax bill on record (2025) was $629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10315 W CORTEZ ROAD W UNIT 8A?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $81,000, this home is listed about 79% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10315 W CORTEZ ROAD W UNIT 8A?+

Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34210 market on paper

$81,000 is 61% below the BRADENTON 34210 median of $210,000.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 2 days on market in a Bradenton market that averages 75 — if it fits, move quickly.

Listing courtesy of WAGNER REALTY · Veronica McManus. MLS #A4708795.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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