310 SE 23RD STREET, CAPE CORAL, FL, 33990
Active7 days on marketListed Oct 8, 2026MLS #A4709000
About this home
310 SE 23RD STREET
Virtually Staged. Waterfront with a dock and a pool in Southeast Cape Coral. This 3-bedroom, 2-bath home sits on 80 feet of freshwater canal with a concrete seawall and concrete dock, ready for fishing and kayaking right from your backyard. The big-ticket items are done: 2018 metal roof, 2021 A/C, and a newer water heater, plus accordion storm shutters, concrete block construction, and Flood Zone X. No HOA. The home faces south, so the pool and lanai get sun all day. Inside, 1,987 square feet on one level with vaulted ceilings and a split-bedroom plan. The living and dining rooms open through sliders to the lanai. The granite and white-cabinet kitchen has a breakfast bar and looks over a second living area and breakfast nook, both with sliders to the pool. The primary suite has a walk-in closet and its own pool access. The two guest bedrooms have wood floors and share a bath that doubles as the pool bath. Tile runs through the main living areas, skylights add natural light, and the laundry room includes a utility sink, cabinets, and the washer and dryer. Outside, the covered lanai has space for dining and lounging, and the screened pool deck overlooks the yard and canal. An outdoor shower, irrigation system, and 2-car garage round it out. City water and sewer. Sold as-is and priced for the buyer who wants to pick their own finishes with the major systems already handled. Publix, Target, and Lowe's are about a mile away, and Veterans Parkway is close by for Fort Myers, RSW, and the Gulf beaches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,987
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28%
$/sqft vs CAPE CORAL
$214 vs $229
Days on market
7 vs 55 typical
Where $214/sqft sits among the 166 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
76 of 166
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the CAPE CORAL 33990 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 310 SE 23RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$444,000
2711 SW 27TH STREET · same community
3 bd · 2 ba · 2,028 sqft · $219/sqft · 30 DOM
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Dec ’25$560,000
210 SW 37TH TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 310 SE 23RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 310 SE 23RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
310 SE 23RD STREET FAQs
What would the monthly payment be for 310 SE 23RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 310 SE 23RD STREET?+
The most recent tax bill on record (2025) was $6,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 310 SE 23RD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $425,000, this home is listed about 1% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 310 SE 23RD STREET?+
Cape Coral High School (high), Challenger Middle School (middle), Caloosa Elementary School (elementary), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hancock Creek Elementary School (elementary), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Fresh on the market
Only 7 days on market in a Cape Coral market that averages 55 — if it fits, move quickly.
03Strong assigned schools
Cape Coral High School, Challenger Middle School, Caloosa Elementary School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hancock Creek Elementary School, Tropic Isles Elementary School, North Fort Myers High School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Luke Paez. MLS #A4709000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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