447 SPRING HILL LAKE LOOP, CAPE CORAL, FL, 33993
Active3 days on marketListed Oct 9, 2026MLS #A4709134
About this home
447 SPRING HILL LAKE LOOP
Exceptional lakefront living in gated Stonewater! Enjoy beautiful eastern exposure, spectacular sunrises, and peaceful water views from your screened lanai overlooking the community’s expansive lake, where local wildlife provides a daily dose of nature. This beautifully appointed home offers an open great-room design, a spacious den/home office behind elegant double French doors, and a kitchen featuring white shaker cabinetry, granite countertops, and pendant lighting over the breakfast bar. Impact-resistant windows provide added peace of mind, while the generous 640-square-foot garage offers plenty of room for vehicles, storage, and hobbies. The Sellers have invested thousands of dollars in thoughtful upgrades that enhance both comfort and style. Highlights include premium Hunter Douglas window treatments, with automated PowerView blinds on the sliding glass doors alone representing a $6,000 investment, plus plantation shutters and Duette shades in select rooms. The second bathroom has been remodeled with a tub-to-shower conversion, tiled flooring, and a glass sliding shower door. Additional enhancements include ceiling fans, in-wall TV wiring, a screened front entry, a privacy panel along the lanai, whole-house gutters, and attractive river rock landscaping replacing traditional mulch. Stonewater offers a sought-after gated community lifestyle with resort-style amenities, including a swimming pool, fitness center, tennis and pickleball courts, and a playground. Experience the perfect blend of lakefront tranquility, modern comforts, valuable upgrades, and resort-style living in desirable Cape Coral.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,222
Sqft
0.17 ac
Lot size
2
Garage
2025
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Cape Coral actives
$196 vs $228
Days on market
3 vs 57 typical
Where $196/sqft sits among the 241 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonewater
Get to know Cape Coral. See the full Cape Coral guide →
Stonewater — neighborhood snapshot
Population
176
Median age
41
Median income
$78,225
Median home value
$324,900
Avg household
3
Households w/ children
23%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
102 of 241
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 447 SPRING HILL LAKE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$330,000
872 STONEWATER LAKE TERRACE · same community
3 bd · 2 ba · 1,816 sqft · $182/sqft · 42 DOM
Sold · Oct ’26$435,000
1112 NW 9TH AVENUE
3 bd · 2 ba · 2,210 sqft · $197/sqft · 480 DOM
Sold · Feb ’26$412,000
322 NW 17TH AVENUE
4 bd · 2 ba · 2,243 sqft · $184/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 447 SPRING HILL LAKE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 447 SPRING HILL LAKE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
447 SPRING HILL LAKE LOOP FAQs
What would the monthly payment be for 447 SPRING HILL LAKE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,301/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 447 SPRING HILL LAKE LOOP?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 447 SPRING HILL LAKE LOOP?+
The most recent tax bill on record (2025) was $3,707. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 447 SPRING HILL LAKE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $435,000, this home is listed about 4% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 447 SPRING HILL LAKE LOOP?+
Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$435,000 runs 142% above the CAPE CORAL 33993 median — but at 2,222 sqft it's also 21% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Cape Coral market that averages 57 — if it fits, move quickly.
04Strong assigned schools
Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, Trafalgar Elementary School, Cape Coral High School, Ida S. Baker High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIERE PLUS REALTY COMPANY · Terry Carlson, PA. MLS #A4709134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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