CENTURY 21 Edge
$299,0003 bd2 ba1,481 sqft$202 /sqft≈$2,279 /mo all-in ↓

4706 69TH COURT E, PALMETTO, FL, 34221

Active0 days on marketListed Oct 10, 2026MLS #A4709165

✦ Priced 20% below the PALMETTO 34221 medianSingle Family ResidenceFOSTERS CREEK UN 1

About this home

4706 69TH COURT E

**A SINGLE-FAMILY HOME UNDER $300,000 WITH A 2022 ROOF, 2023 HVAC, AND FIRST-FLOOR PRIMARY SUITE!** Located in the established Foster's Creek community, this 3-bedroom, 2-bath home offers 1,483 square feet of living space, a practical two-story floor plan, and an opportunity to personalize a home without starting with some of the larger mechanical expenses. Built by Windward Homes in 2002, the layout features a primary bedroom and full bath on the first floor, while two additional bedrooms and a second full bath are located upstairs. This arrangement offers flexibility for guests, a home office, or additional living needs while providing separation from the main-level primary suite. Ceramic tile flooring extends throughout the main living areas, with carpeting in the primary bedroom and laminate flooring upstairs. The kitchen retains its original finishes and features white Whirlpool appliances, offering the next owner an opportunity to update the space according to their own taste and timeline. Among the home's most significant improvements are a **ROOF REPLACED in 2022 and HVAC SYSTEM REPLACED in 2023**. Solar-assisted water heating adds another practical feature. Foster's Creek is a smaller, established neighborhood consisting of just 185 single-family homes, with construction dating primarily from 1999 to 2003. Foster's Creek also offers the advantage of a modest annual HOA fee of just $630, helping keep recurring ownership expenses manageable. Conveniently located near the growing Moccasin Wallow corridor, residents enjoy access to shopping, dining, medical services, and everyday conveniences. Nearby I-75 and I-275 provide connections throughout the Tampa Bay region, including Tampa, St. Petersburg, Bradenton, and Sarasota. **Offered at $299,000, this home presents an opportunity to purchase an established single-family residence with important updates already completed, while leaving room to make the interior your own.** If you've been searching for a home with a functional layout, convenient location, and a price that allows you to think beyond the purchase itself, this Foster's Creek property deserves a closer look.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,481

Sqft

0.16 ac

Lot size

1

Garage

2002

Year built

Two

Levels

$202

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouthwest
ParkingGarage Door Opener · Oversized
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$53/mo
Taxes (2025)$2,083/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,279 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$174
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,279/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$174
HOA / condo fee$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$264KedgeAI estimate $299,987 · range $275K–$309K$321K

vs edgeAI estimate

−0.3%

$/sqft vs Palmetto actives

$202 vs $202

Days on market

0 vs 79 typical

Where $202/sqft sits among the 400 Palmetto actives

118
144 · this home
66
29
14
29
$136–180$180–224$224–268$268–313$313–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fosters Creek

Drive times from this address

Downtown Tampa≈ 43 min
Tampa Int’l Airport (TPA)≈ 50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Fosters Creek — neighborhood snapshot

Population

515

Median age

40

Median income

$82,841

Median home value

$443,100

Avg household

3

Households w/ children

68%

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$359K → $372K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

241 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Oct 10, 2026Listed at $299,000 · 0 days on market since
2002Built · FOSTERS CREEK UN 1

Reality check

What actually sold near 4706 69TH COURT E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5216 SENZA TRAILSold · Sep ’26

$315,000

5216 SENZA TRAIL

3 bd · 2 ba · 1,480 sqft · $213/sqft · 57 DOM

3214 52ND CIRCLE ESold · Mar ’26

$329,000

3214 52ND CIRCLE E

3 bd · 2 ba · 1,488 sqft · $221/sqft · 19 DOM

4643 REISSWOOD LOOPSold · Nov ’25

$309,900

4643 REISSWOOD LOOP

3 bd · 2 ba · 1,498 sqft · $207/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4706 69TH COURT E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4706 69TH COURT E — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4706 69TH COURT E FAQs

What would the monthly payment be for 4706 69TH COURT E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,279/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4706 69TH COURT E?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4706 69TH COURT E?+

The most recent tax bill on record (2025) was $2,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4706 69TH COURT E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $299,000, this home is listed about 25% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4706 69TH COURT E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LESLIE WELLS REALTY, INC. · Tom Collier. MLS #A4709165.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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