CENTURY 21 Edge
Active Under Contract
$575,0002 bd2 ba1,863 sqft$309 /sqft≈$4,962 /mo all-in ↓

3718 WOODCLIFF LAKE TERRACE, SARASOTA, FL, 34243

Active Under Contract11 days on marketListed Oct 20, 2026MLS #A4709574

Private poolSingle Family ResidenceWOODLAND TRACE

About this home

3718 WOODCLIFF LAKE TERRACE

Under contract-accepting backup offers. A small gated community. A pool you'll want to use year-round. And a home that's been cared for in every detail. Woodland Trace is an enclave of just 45 homes off Tuttle Avenue, and this Neal Homes residence has been updated in all the right places. The heated saltwater pool was added in 2024 and sits inside a screened cage with an infinity screen. Air conditioning was replaced in 2025 and the water heater in 2026. Inside, the open floor plan connects the living, dining and kitchen areas, with tile and luxury vinyl plank throughout. Custom closets add storage in the bedrooms. The office has built-in shelves and cabinets, so it works as a study, a library or a quiet place to get things done. Water quality is covered, too. A whole-house purification system serves the home, and reverse osmosis filtration is installed at the kitchen tap and the refrigerator. Natural gas is available in the community, and the association takes care of yard maintenance. You're a short drive from downtown Sarasota, St. Armands Circle, Lido Beach and the area's restaurants, galleries and theaters.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,863

Sqft

0.2 ac

Lot size

2

Garage

2015

Year built

One

Levels

$309

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer · Whole House R.O. System
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$309/mo
Taxes (2025)$7,908/yr
PetsYes
CommunityCommunity Mailbox · Gated Community - No Guard

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,962 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,618
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$659
HOA fee — from the listing$309
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate7.50%
Loan term

Estimated payment

$4,962/mo

Principal & interest$3,618
PMI (est., until 20% equity)$216
Property taxes (actual bill)$659
HOA / condo fee$309
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$467KedgeAI estimate $512,474 · range $486K–$543K$598K

vs edgeAI estimate

+12.2%

$/sqft vs Sarasota actives

$309 vs $310

Days on market

11 vs 66 typical

Where $309/sqft sits among the 400 Sarasota actives

234 · this home
65
32
26
14
29
$153–341$341–528$528–715$715–903$903–1090$1090+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Woodland Trace

Drive times from this address

Downtown Tampa≈ 55 min
Tampa Int’l Airport (TPA)≈ 62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Woodland Trace — neighborhood snapshot

Population

228

Median age

46

Median income

$105,464

Median home value

$538,800

Avg household

3

Households w/ children

22%

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
HighSoutheast High School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

169 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 20, 2026Listed at $575,000 · 11 days on market since
2015Built · WOODLAND TRACE

Reality check

What actually sold near 3718 WOODCLIFF LAKE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3803 WOODCLIFF LAKE TERRACESold · Nov ’25

$505,000

3803 WOODCLIFF LAKE TERRACE · same community

3 bd · 2 ba · 1,870 sqft · $270/sqft · 49 DOM

3620 WOODCLIFF LAKE TERRACESold · Feb ’26

$585,000

3620 WOODCLIFF LAKE TERRACE · same community

3 bd · 2 ba · 2,138 sqft · $274/sqft · 49 DOM

6343 LAUREL WOOD RUNSold · May ’26

$585,000

6343 LAUREL WOOD RUN · same community

3 bd · 2.5 ba · 2,192 sqft · $267/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3718 WOODCLIFF LAKE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3718 WOODCLIFF LAKE TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3718 WOODCLIFF LAKE TERRACE FAQs

What would the monthly payment be for 3718 WOODCLIFF LAKE TERRACE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,962/mo — principal and interest, the actual property-tax bill, the $309/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3718 WOODCLIFF LAKE TERRACE?+

The association fee works out to $309 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3718 WOODCLIFF LAKE TERRACE?+

The most recent tax bill on record (2025) was $7,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3718 WOODCLIFF LAKE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $575,000, this home is listed about 4% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3718 WOODCLIFF LAKE TERRACE?+

Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Beth Helvey PA. MLS #A4709574.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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