2439 & 2427 QUAIL TERRACE, PORT CHARLOTTE, FL, 33981
Active22 days on marketListed Oct 16, 2026MLS #A4709735
About this home
2439 & 2427 QUAIL TERRACE
Rare waterfront tip-lot opportunity on the Myakka River! Listed under the primary address of 2439 Quail Terrace, the $500,000 purchase price includes BOTH 2439 Quail Terrace (Lot 281) and the adjoining parcel at 2427 Quail Terrace (Lot 280). These parcels are offered together as one package, encompassing approximately 0.70 acres at the end of a cul-de-sac in Gulf Cove, where an adjoining canal meets the Myakka River. Enjoy expansive water views, a concrete seawall, and a 7’ x 15’ dock with four mooring pilings—an inviting setting for fishing, kayaking, and exploring Florida’s waterways. Boating access leads along the Myakka River through Charlotte Harbor to the Gulf. The El Jobean Bridge, with an approximate vertical clearance of 24 feet, is the only bridge along the route to Charlotte Harbor. Actual clearance varies with water levels and should be independently verified. This two-parcel offering combines a potential homesite with additional waterfront land. According to seller-provided information, 2439 Quail Terrace is buildable, while 2427 Quail Terrace is nonbuildable. Both parcels are zoned RSF 3.5. Public water is available; a septic system is needed. Buyer to verify buildability, permitted uses and density, building height, setbacks, environmental and shoreline restrictions, dock and seawall permits, waterway depths, and bridge clearances. According to Charlotte County Property Appraiser records, flood designations include Zones AE and VE, with a Coastal A designation also noted. Listed base flood elevations are 9 and 10 feet NAVD88 in Zone AE and 12 feet NAVD88 in Zone VE. Buyer to verify flood-zone boundaries, applicable building elevation requirements, and flood insurance requirements with Charlotte County and their insurance provider. The combined $500,000 offering includes Parcel IDs 402118379001 and 402118378001, totaling approximately 0.70 acres. Both parcels must be purchased together; the price is for the entire 2-parcel package. QUAIL TERRACE PORT CHARLOTTE FL 33981
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,149 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,149/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1014% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2439 & 2427 QUAIL TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$369,500
12430 MITCHELL TERRACE · same community
2 bd · 2 ba · 1,120 sqft · $330/sqft · 26 DOM
Sold · Jun ’26$365,000
2532 DIXON TERRACE · same community
2 bd · 2 ba · 1,128 sqft · $324/sqft · 4 DOM
Sold · Mar ’26$150,000
2549 KLASS TERRACE · same community
2 bd · 2 ba · 1,227 sqft · $122/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2439 & 2427 QUAIL TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2439 & 2427 QUAIL TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2439 & 2427 QUAIL TERRACE FAQs
What would the monthly payment be for 2439 & 2427 QUAIL TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,149/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2439 & 2427 QUAIL TERRACE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2439 & 2427 QUAIL TERRACE?+
The most recent tax bill on record (2025) was $3,951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2439 & 2427 QUAIL TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $500,000, this home is listed about 52% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2439 & 2427 QUAIL TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 1014% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $525,000, now $500,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VUE REALTY, LLC · Forest Balderson. MLS #A4709735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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