CENTURY 21 Edge
$459,9003 bd2.5 ba1,812 sqft$254 /sqft≈$4,582 /mo all-in ↓

4732 CRESTPOINT WAY, PALMETTO, FL, 34221

Active18 days on marketListed Oct 20, 2026MLS #A4709898

Single Family ResidenceARTISAN LAKES ESPLANADE PH V SUBPH B & C

About this home

4732 CRESTPOINT WAY

RESORT-STYLE LIVING WITH A WATER VIEW IN THE ESPLANADE AT ARTISAN LAKES ! Welcome to the perfect blend of modern design, everyday comfort, and resort-style living in this beautifully appointed 3-bedroom, 2.5 bath Matera floor plan. Located in the highly sought-after community of the Esplanade at Artisan Lakes in North Manatee County, this home has been beautifully maintained and offers the Florida lifestyle you've been looking for! Step inside and appreciate the spacious feel created by 10-foot ceilings, 8-foot doors, and tray ceilings. The open-concept design creates a welcoming atmosphere for everyday living and entertaining, while the home's contemporary finishes provide a stylish backdrop for any décor. Built in 2023, this home combines modern construction with carefully selected features designed for comfort and convenience, including custom shutters throughout and privacy shades. The gourmet kitchen features a built-in oven and microwave, a gas cooktop, a large kitchen island and a walk-in pantry offering plenty of storage for all your culinary essentials. The thoughtful layout makes meal preparation easy while keeping you connected to the main living area. Unwind in the private owner's suite, featuring an ensuite bathroom with dual sinks, a borderless walk-in shower and a large walk-in closet. The closet is conveniently connected to the laundry room adding an extra touch of functionality. Two additional bedrooms provide flexibility for guests, a home office, hobbies, or visiting family. Enjoy peaceful water views from your screened-in lanai, an inviting space for morning coffee, evening relaxation, or entertaining guests. Hurricane shades provide added storm protection and peace of mind, while the lanai's pre-plumbing for an outdoor kitchen offers exciting possibilities for creating your own outdoor entertaining retreat. The 4' extended garage features provides valuable room for storage, projects, or recreational equipment. Epoxy flooring delivers a clean, finished appearance, while overhead storage helps maximize the available space. The Esplanade at Artisan Lakes offers more than a beautiful home—it's a lifestyle! Residents enjoy an active-rich setting with two amenity centers, resort-style pools, a Lifestyle Manager and a full calendar of pickleball and tennis programs. The wellness center features state-of-the-art fitness equipment, group classes, personal training, and water aerobics. Enjoy spa services, cooking events, clubs, and social activities that make it easy to stay active and connected. Low-maintenance living makes the lifestyle even more appealing, with HOA dues covering lawn care, irrigation, cable, and high-speed internet. Ideally situated between I-75 and U.S. Highway 41, just off Moccasin Wallow Road, this location offers convenient access to shopping, dining, everyday essentials, and a nearby medical center and hospital (opening in 2027). When it's time for a beach day, the beautiful Gulf Coast is within easy driving distance, with Anna Maria Island, Siesta Key, and St. Petersburg all offering wonderful opportunities to enjoy Florida's coastal lifestyle. Modern construction, desirable upgrades, peaceful water views, and outstanding resort-style amenities make this home a standout opportunity in the Esplanade at Artisan Lakes. Whether you're looking for an active lifestyle, a relaxing Florida retreat, or a home that makes everyday living easier, this property deserves a place at the top of your list!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,812

Sqft

0.16 ac

Lot size

2

Garage

2023

Year built

One

Levels

$254

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Gas Cooktop · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Off Street · Oversized
ExteriorIrrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$520/mo
Taxes (2025)$6,495/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · BBQ Area · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,582 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,157
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$541
HOA fee — from the listing$520
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,097Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,097
Interest rate7.50%
Loan term

Estimated payment

$4,582/mo

Principal & interest$3,157
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$541
HOA / condo fee$520
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$404KedgeAI estimate $456,989 · range $421K–$485K$505K

vs edgeAI estimate

+0.6%

$/sqft vs ARTISAN LAKES ESPLANADE PH V SUBPH B & C

$254 vs $297

Days on market

18 vs 73 typical

Where $254/sqft sits among the 8 homes for sale in ARTISAN LAKES ESPLANADE PH V SUBPH B & C

3 · this home
1
0
1
1
2
$240–259$259–277$277–295$295–314$314–332$332+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

56,208

Median age

45.5

Median income

$77,712

Median home value

$338,600

Avg household

2.6

Households w/ children

4,828

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$375K → $390K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

6 of 8

ARTISAN LAKES ESPLANADE PH V SUBPH B & C have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Oct 20, 2026Listed at $459,900 · 18 days on market since
2023Built · ARTISAN LAKES ESPLANADE PH V SUBPH B & C

Reality check

What actually sold near 4732 CRESTPOINT WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11120 DEVONBRIDGE DRIVESold · Mar ’26

$475,000

11120 DEVONBRIDGE DRIVE · same community

3 bd · 2.5 ba · 1,812 sqft · $262/sqft · 40 DOM

11019 DEVONBRIDGE DRIVESold · Aug ’26

$400,000

11019 DEVONBRIDGE DRIVE · same community

2 bd · 2 ba · 1,814 sqft · $221/sqft · 171 DOM

11104 DEVONBRIDGE DRIVESold · Jun ’26

$455,000

11104 DEVONBRIDGE DRIVE · same community

3 bd · 2.5 ba · 1,831 sqft · $248/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4732 CRESTPOINT WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4732 CRESTPOINT WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4732 CRESTPOINT WAY FAQs

What would the monthly payment be for 4732 CRESTPOINT WAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,582/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4732 CRESTPOINT WAY?+

The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4732 CRESTPOINT WAY?+

The most recent tax bill on record (2025) was $6,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4732 CRESTPOINT WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $459,900, this home is listed about 16% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.

Which schools are assigned to 4732 CRESTPOINT WAY?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Monica Dixey, PLLC. MLS #A4709898.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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