8905 34TH AVENUE E, PALMETTO, FL, 34221
Active21 days on marketListed Oct 17, 2026MLS #A4709925
About this home
8905 34TH AVENUE E
RARE OPPORTUNITY IN PINEY POINT! A 55+ COMMUNITY—NO LOT RENT & LOW MONTHLY FEES! Discover easy Florida living in this charming 2-bedroom, 2-bath furnished home offering 1,155 square feet of living space. Enjoy the benefits of cooperative ownership with NO LOT RENT and a monthly HOA fee of just $310, which includes water, sewer, lawn maintenance, trash removal, cable TV and internet! This inviting home offers additional space to relax and enjoy with a lovely Florida room, an extensive covered carport providing plenty of sheltered parking; room for several cars, a golf cart and open-air covered sitting area! A 10.3' x 9.5' workshop perfect for hobbies and projects, and a separate attached storage shed for added convenience. You will appreciate the nicely spaced home sites providing lots of green space and privacy around the home. ROOF REPLACED IN 2022 adds another valuable feature to this Florida retreat! LOOKING FOR RENTAL FLEXIBILITY? Piney Point allows owners to rent their homes up to three times a year, with a minimum rental period of one month and NO REQUIRED OWNERSHIP WAITING PERIOD before renting! Renters must be approved by the HOA prior to renting. Piney Point offers wonderful amenities and a welcoming atmosphere! Take a dip in the sparkling heated community pool, soak up the sunshine on the sun deck, or relax beneath the tiki hut-covered sitting area while socializing with neighbors and friends. How about a friendly game of pickleball or shuffleboard. Plenty of ways to make the most of the Florida lifestyle! TALK ABOUT LOCATION! Conveniently situated near shopping, dining, golfing, boating, fishing and outdoor recreation! Explore Palmetto Historical Park and Agricultural Museum approximately 3 miles away, Palmetto Estuary Preserve less than 5 miles away, and beautiful Emerson Point Preserve on Snead Island about 7 miles from home. Downtown Palmetto's shops and restaurants are just 3 miles away, while Bradenton's scenic Riverwalk and vibrant arts district are approximately 6 miles away. When the beach is calling, the soft sugar sand shores of Anna Maria Island are approximately 15 miles away, perfect for day trips, enjoying breathtaking Gulf Coast sunsets and entertaining visiting family and friends! Whether you're searching for a seasonal escape or a year-round residence, this home offers a wonderful combination of comfort, convenience, community amenities, rental flexibility and affordable Florida living! Opportunities in Piney Point don't come along often—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,155
Sqft
0.15 ac
Lot size
1987
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,502 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,502/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Palmetto actives
$113 vs $201
Days on market
21 vs 73 typical
Where $113/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8905 34TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$154,000
3214 89TH STREET E · same community
2 bd · 2 ba · 1,136 sqft · $136/sqft · 93 DOM
Sold · Jan ’26$118,000
9103 34TH AVENUE E · same community
3 bd · 2 ba · 1,208 sqft · $98/sqft · 105 DOM
Sold · Jan ’26$114,500
8907 32ND AVENUE E · same community
2 bd · 2 ba · 1,256 sqft · $91/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8905 34TH AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8905 34TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8905 34TH AVENUE E FAQs
What would the monthly payment be for 8905 34TH AVENUE E?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,502/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8905 34TH AVENUE E?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8905 34TH AVENUE E?+
The most recent tax bill on record (2025) was $985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8905 34TH AVENUE E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $130,000, this home is listed about 67% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8905 34TH AVENUE E?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Lyn Breedlove. MLS #A4709925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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