1706 4TH STREET W, PALMETTO, FL, 34221
Active21 days on marketListed Oct 17, 2026MLS #A4709978
About this home
1706 4TH STREET W
RARE VACANT LOT IN HISTORIC PALMETTO! Don’t miss this incredible opportunity to own a piece of historic Palmetto! Located at 1706 4th Street W, this vacant residential lot offers the perfect opportunity to bring your vision to life and build your dream home in an established neighborhood filled with Old Florida charm. Vacant lots in this desirable area are a rare find! Enjoy the convenience of being just minutes from downtown Palmetto, Sutton Park, the scenic Manatee River, waterfront dining, shopping, and local attractions. With easy access to Bradenton, Sarasota, St. Petersburg, and Tampa, this location offers small-town charm with big-city conveniences nearby. Whether you’re looking to build your forever home or invest in land in a growing area, this property presents an exciting opportunity. Bring your builder and explore the possibilities!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,119 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,119/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1706 4TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$163,000
1400 1ST AVENUE W UNIT 103
1 bd · 1 ba · 560 sqft · $291/sqft · 88 DOM
Sold · Apr ’26$265,000
322 34TH STREET W
2 bd · 2 ba · 656 sqft · $404/sqft · 150 DOM
Sold · May ’26$240,000
219 27TH STREET W
2 bd · 1 ba · 780 sqft · $308/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1706 4TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1706 4TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1706 4TH STREET W FAQs
What would the monthly payment be for 1706 4TH STREET W?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1706 4TH STREET W?+
The most recent tax bill on record (2025) was $1,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1706 4TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $250,000, this home is listed about 37% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1706 4TH STREET W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC · Patricia Keen Freed. MLS #A4709978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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