5809 FLAGSTONE TRAIL, PALMETTO, FL, 34221
Active16 days on marketListed Oct 22, 2026MLS #A4710238
About this home
5809 FLAGSTONE TRAIL
Virtually Staged. $15,000 SELLER CREDIT! This 5-bedroom, 3-bathroom home with a bonus loft has been meticulously maintained inside and out. There’s room for everyone, whether you need guest rooms, a home office, a playroom, or all three. The loft adds flexible living space that works however your household does. The home sits outside a flood zone(NOT A FLOOD ZONE) and has NO REAR NEIGHBORS, so you get a private, peaceful backyard setting. Inside, natural light fills the living areas. Outside, fresh landscaping gives the home great curb appeal from day one. It’s move-in ready: ALL appliances, washer and dryer, and blinds are INCLUDED. The seller is also offering a $15,000 credit that buyers can put toward closing costs or a rate buydown. The community offers a pool, playground, and dog park. You’re minutes from I-75, Ellenton Premium Outlets, downtown Bradenton, the Skyway Bridge, and Florida’s world-class Gulf beaches. Don’t miss this one.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,605
Sqft
0.13 ac
Lot size
2023
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,846 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,846/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs SILVERSTONE NORTH
$159 vs $196
Days on market
16 vs 73 typical
Where $159/sqft sits among the 16 homes for sale in SILVERSTONE NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
14 of 16
SILVERSTONE NORTH have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5809 FLAGSTONE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$395,990
5812 SILVER FEATHER WAY · same community
5 bd · 3 ba · 2,605 sqft · $152/sqft · 24 DOM
Sold · Jun ’26$414,000
5822 SILVER MOONLIGHT DRIVE · same community
5 bd · 3 ba · 2,605 sqft · $159/sqft · 25 DOM
Sold · Apr ’26$389,815
5738 SILVER FEATHER WAY · same community
5 bd · 3 ba · 2,605 sqft · $150/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5809 FLAGSTONE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5809 FLAGSTONE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5809 FLAGSTONE TRAIL FAQs
What would the monthly payment be for 5809 FLAGSTONE TRAIL?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,846/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5809 FLAGSTONE TRAIL?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5809 FLAGSTONE TRAIL?+
The most recent tax bill on record (2025) was $6,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5809 FLAGSTONE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $415,000, this home is listed about 4% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5809 FLAGSTONE TRAIL?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GERMINAL X REAL ESTATE AUTHORITY · Kate Germinal. MLS #A4710238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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