3190 ESTANCIA LANE, CAPE CORAL, FL, 33909
Active18 days on marketListed Oct 20, 2026MLS #A4710246
About this home
3190 ESTANCIA LANE
MOTIVATED SELLER LOOKING FOR OFFERS! LAKEFRONT 4 Bd POOL HOME in the highly desirable gated community of Entrada with low HOA Fees, NO CDD FEES and NO FLOOD! FLOOD ZONE X (Developer, County and FEMA have Letter of Map Revision making this Flood Zone X). Get ready to experience all that makes Entrada so popular. This 4bd /2ba Cali model with a heated Salt Water pool overlooks the lake and offers privacy and peaceful sunsets perfect for entertaining pool side or relaxing with morning coffee or an evening beverage. With over 1800 sq ft, this home delivers on a functional floorplan, plenty of space and is situated on a nice sized lot tucked back in the community. Outside you'll find upgraded landscaping and curbing around the home, paver drive way and lanai/pool deck, roll down hurricane screens on the lanai, spacious auto -fill pool with built in sun shelf and bubblers, additional sun deck space on lanai, auto sprinkler system and incredible views. Inside the spacious floorplan features new vinyl flooring in the front spare bedrooms as well as the master bedroom and carpet in the other bedroom, upgraded new glass shower doors in the spare and master bathrooms, extra upper shelving in laundry room, quartz countertops in the kitchen with stainless appliances. Entrada is a pet friendly, golf cart friendly gated community with NO CDD fees, resort- style amenities, fun community events, underground utilities, sidewalks and offers a fun, relaxed and friendly atmosphere. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.16 ac
Lot size
2
Garage
2020
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,567 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,567/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Cape Coral actives
$211 vs $228
Days on market
18 vs 45 typical
Where $211/sqft sits among the 231 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Entrada
Get to know Cape Coral. See the full Cape Coral guide →
Entrada — neighborhood snapshot
Population
1,254
Median age
50
Median income
$81,827
Median home value
$378,300
Avg household
3
Households w/ children
117
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
99 of 231
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 450% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3190 ESTANCIA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$280,000
2117 NE 40TH STREET
3 bd · 2.5 ba · 1,776 sqft · $158/sqft · 81 DOM
Sold · Nov ’25$292,500
2550 OCASA COURT
3 bd · 2 ba · 1,747 sqft · $167/sqft · 32 DOM
Sold · Jul ’26$395,000
2101 NE 36TH TERRACE
4 bd · 2 ba · 1,696 sqft · $233/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3190 ESTANCIA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3190 ESTANCIA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3190 ESTANCIA LANE FAQs
What would the monthly payment be for 3190 ESTANCIA LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,567/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3190 ESTANCIA LANE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3190 ESTANCIA LANE?+
The most recent tax bill on record (2025) was $4,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3190 ESTANCIA LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $384,900, this home is listed about 8% below the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3190 ESTANCIA LANE?+
Island Coast High School (high), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$384,900 runs 450% above the CAPE CORAL 33909 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Island Coast High School, Dr Carrie D Robinson Littleton Elementary School, Diplomat Elementary School, Diplomat Middle School, Tropic Isles Elementary School, North Fort Myers High School, Hancock Creek Elementary School, Caloosa Middle School, Caloosa Elementary School, Mariner High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $389,900, now $384,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Tiffany Winkelsas, PA. MLS #A4710246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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