5619 BAYSHORE ROAD UNIT 422, PALMETTO, FL, 34221
Active16 days on marketListed Oct 22, 2026MLS #A4710337
Come see it
Upcoming open house
Sun, Nov 8
11:00 AM – 1:00 PM
About this home
5619 BAYSHORE ROAD UNIT 422
Looking for a little slice of Florida living? This beautifully maintained home in Terra Ceia Manor may be just what you've been searching for! Lovingly cared for and thoughtfully updated, this 2-bedroom, 2-bath home offers a bright and spacious living area with vaulted ceilings, beautiful luxury vinyl flooring and plenty of natural light. The kitchen features ample cabinetry and counter space, stainless steel appliances, and a convenient breakfast bar for casual dining. Both bedrooms are generously sized, offering comfortable accommodations for you and your guests. Outside, enjoy the Florida weather from the covered outdoor area, along with the convenience of an attached carport. Important updates include a 2020 A/C, 2021 water heater, 2014 roof, and updated double-pane windows (2005–2006). Offered partially furnished, this home makes it easy to settle in and start enjoying the Florida lifestyle. Terra Ceia Manor offers a relaxed community setting with convenient access to shopping, dining, entertainment, Gulf Coast beaches, golf courses, and outdoor recreation. Whether you're searching for a seasonal getaway or a comfortable year-round residence, this home is ready for you to make it your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
0.09 ac
Lot size
1983
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,587 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.7%
$/sqft vs TERRA CEIA MANOR CO-OP
$123 vs $118
Days on market
16 vs 73 typical
Where $123/sqft sits among the 9 homes for sale in TERRA CEIA MANOR CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
1 of 9
TERRA CEIA MANOR CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5619 BAYSHORE ROAD UNIT 422
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$105,000
5619 BAYSHORE ROAD UNIT 160 · same community
2 bd · 2 ba · 1,276 sqft · $82/sqft · 272 DOM
Sold · Jan ’26$150,000
5619 BAYSHORE ROAD UNIT 421 · same community
2 bd · 2 ba · 1,344 sqft · $112/sqft · 7 DOM
Sold · Feb ’26$112,000
5619 BAYSHORE ROAD UNIT 469 · same community
2 bd · 2 ba · 1,344 sqft · $83/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5619 BAYSHORE ROAD UNIT 422 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5619 BAYSHORE ROAD UNIT 422 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5619 BAYSHORE ROAD UNIT 422 FAQs
What would the monthly payment be for 5619 BAYSHORE ROAD UNIT 422?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,587/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5619 BAYSHORE ROAD UNIT 422?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5619 BAYSHORE ROAD UNIT 422?+
The most recent tax bill on record (2025) was $442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5619 BAYSHORE ROAD UNIT 422?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $159,000, this home is listed about 60% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5619 BAYSHORE ROAD UNIT 422?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ariel Sarmiento, LLC. MLS #A4710337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palmetto homes, in your inbox
Like 5619 BAYSHORE ROAD UNIT 422 but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kathy to ping you on any price or status change →