CENTURY 21 Edge
$310,0003 bd2 ba1,728 sqft$179 /sqft≈$2,798 /mo all-in ↓

3736 TOWN TER, NORTH PORT, FL, 34287

Active15 days on marketListed Oct 23, 2026MLS #A4710397

Single Family ResidencePORT CHARLOTTE

About this home

3736 TOWN TER

A STANDOUT HOME WITH PRIVACY, STYLE AND COMFORT. Great curb appeal sets the tone for this well maintained North Port home, where a freshly painted exterior, peaceful natural surroundings and a quiet street create an inviting first impression. Step inside to a welcoming foyer that opens into a thoughtfully designed living space, enhanced by architectural details including a tray ceiling, elegant crown molding and decorative columns. A tastefully updated kitchen sits at the heart of this home, creating a natural gathering place for everyday living and entertaining. The private primary suite is tucked away at the rear of the house, featuring windows on two sides for natural light. The spacious, updated en-suite bathroom offers a double vanity, glass-enclosed shower and dedicated space for a dressing or makeup table, while the fitted walk-in closet provides excellent storage. Two additional bedrooms, each with fitted closets, offer flexibility for family, guests or a home office. A covered lanai extends the living space outdoors, while a dedicated laundry room and two-car garage add everyday convenience. The fully fenced backyard features a low-maintenance white metal fence for complete privacy. Recent improvements include a new water softener in 2026, new A/C compressor in 2025 and a new water heater in 2025. Enjoy the convenience of North Port living, with easy access to I-75, schools, shopping, dining, medical facilities and recreational opportunities. Nearby coastal communities of Venice, Englewood and Manasota Key offer additional amenities and beautiful white-sand beaches. Distinctive details, thoughtful updates and a desirable location make this home one to see. Don't miss the opportunity to make it yours!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,728

Sqft

0.23 ac

Lot size

2

Garage

2005

Year built

One

Levels

$179

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingGarage Door Opener
ExteriorPrivate Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,473/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,798 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,128
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$373
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate7.50%
Loan term

Estimated payment

$2,798/mo

Principal & interest$2,128
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$373
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$258KedgeAI estimate $281,282 · range $269K–$296K$322K

vs edgeAI estimate

+10.2%

$/sqft vs PORT CHARLOTTE

$179 vs $208

Days on market

15 vs 71 typical

Where $179/sqft sits among the 20 homes for sale in PORT CHARLOTTE

11 · this home
6
1
0
1
1
$148–224$224–301$301–378$378–455$455–532$532+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Port Gardens

Get to know North Port. See the full North Port guide →

North Port Gardens — neighborhood snapshot

Population

4,415

Median age

40

Median income

$74,049

Median home value

$306,400

Avg household

3

Households w/ children

748

For the school run

Sarasota County School District

ElementaryCranberry Elementary School★★★★★
HighNorth Port High School★★★★★
MiddleHeron Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$315K → $312K

North Port median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

8 of 20

PORT CHARLOTTE have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 131% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $310,000 · 15 days on market since
2005Built · PORT CHARLOTTE

Reality check

What actually sold near 3736 TOWN TER

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4538 BATHFELD ROADSold · Feb ’26

$312,500

4538 BATHFELD ROAD · same community

3 bd · 2 ba · 1,728 sqft · $181/sqft · 44 DOM

18514 ASHCROFT CIRCLESold · Sep ’26

$513,000

18514 ASHCROFT CIRCLE · same community

3 bd · 2 ba · 1,682 sqft · $305/sqft · 125 DOM

2439 WILBURN TERRACESold · Oct ’26

$368,000

2439 WILBURN TERRACE · same community

3 bd · 2 ba · 1,680 sqft · $219/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3736 TOWN TER — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3736 TOWN TER — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3736 TOWN TER FAQs

What would the monthly payment be for 3736 TOWN TER?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,798/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3736 TOWN TER?+

The most recent tax bill on record (2025) was $4,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3736 TOWN TER?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $310,000, this home is listed about 7% below the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3736 TOWN TER?+

Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$310,000 runs 131% above the NORTH PORT 34287 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Carla Rayman Kidd, PL. MLS #A4710397.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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