
10860 MCALESTER CIRCLE, PORT CHARLOTTE, FL, 33981
Active17 days on marketListed Oct 21, 2026MLS #A4710429
About this home
10860 MCALESTER CIRCLE
Discover a fresh take on waterfront living in this newly constructed modern residence, set along a wide saltwater canal with boating access to the Gulf of Mexico. Designed for those who appreciate contemporary architecture, generous entertaining spaces, and the beauty of Southwest Florida’s waterfront lifestyle, this 3-bedroom plus office, 3.5-bath home pairs clean lines with thoughtfully selected finishes and exceptional indoor-outdoor flow. The open-concept interior feels bright and sophisticated, with soaring ceilings, 8-foot doors, recessed lighting, and oversized marble-look tile flooring throughout. The great room opens to the covered lanai through a fully opening three-panel sliding glass door, extending the living space outdoors and framing beautiful canal views. At the heart of the home, the kitchen combines contemporary style with everyday functionality. Quartz countertops, a waterfall-edge island, modern pendant lighting and a walk-in pantry create an inviting space for cooking and gathering. An oversized French-door refrigerator adds convenience and generous storage, while sleek black hardware provides a cohesive modern finish. The primary suite offers a private retreat with direct lanai access, dual walk-in closets, and a spa-inspired bathroom featuring quartz countertops, dual vanities, and a beautifully tiled walk-in shower with dual shower heads. Each guest bedroom has its own ensuite bathroom, offering added privacy and comfort, while the separate office provides flexibility for working from home or creating a dedicated study. Outside, the property’s waterfront setting takes center stage. The heated pool and spa overlook the wide canal, while the screened lanai features a view-conscious enclosure design that minimizes visual obstructions and preserves the expansive water views. An outdoor kitchen and exterior shower further enhance the outdoor living experience, creating an ideal setting for entertaining, unwinding after a day on the water, or enjoying Florida’s year-round sunshine. Additional features include hurricane-impact windows and sliding glass doors. A boat dock and lift may be negotiated as part of the purchase contract, subject to buyer preferences. Located in the South Gulf Cove area, the home offers convenient access to Boca Grande, Manasota Key, Wellen Park shopping and dining, and the Cove of Rotonda Golf Center. A distinctive opportunity to enjoy new construction, contemporary design, and Gulf-access waterfront living in one exceptional property. Seller may offer a buyer closing cost credit to assist with eligible settlement expenses, lender-related costs, and prepaid escrow items through seller-approved financing programs. Program availability, buyer qualifications, incentive terms, and applicable contribution limits may apply. Buyers should verify eligibility and terms with the seller and participating lender.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,014
Sqft
0.23 ac
Lot size
2026
Year built
One
Levels
$486
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,878 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,878/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.6%
$/sqft vs Port Charlotte actives
$486 vs $201
Days on market
17 vs 55 typical
Where $486/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
157 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2080% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10860 MCALESTER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$289,900
450 ALBATROSS ROAD · same community
3 bd · 2 ba · 1,606 sqft · $181/sqft · 418 DOM
Sold · Nov ’25$253,000
13564 SEDGWICK AVENUE · same community
3 bd · 2 ba · 1,360 sqft · $186/sqft · 54 DOM
Sold · Mar ’26$429,990
10381 RAINSVILLE STREET
4 bd · 2 ba · 2,013 sqft · $214/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10860 MCALESTER CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10860 MCALESTER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10860 MCALESTER CIRCLE FAQs
What would the monthly payment be for 10860 MCALESTER CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,878/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10860 MCALESTER CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10860 MCALESTER CIRCLE?+
The most recent tax bill on record (2025) was $2,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10860 MCALESTER CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $979,000, this home is listed about 197% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10860 MCALESTER CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY SARASOTA · Irene Kosse. MLS #A4710429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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