1513 43RD AVENUE DRIVE W, PALMETTO, FL, 34221
Active16 days on marketListed Oct 22, 2026MLS #A4710431
About this home
1513 43RD AVENUE DRIVE W
WELCOME TO ISLAND LIVING AT ITS FINEST! Located in the desirable Heritage Bay community on beautiful Snead Island, this charming 3 BEDROOM, 3.5 BATH home with a spacious OFFICE/BONUS ROOM and 2 CAR GARAGE offers an exceptional combination of comfort, style and the relaxed Florida lifestyle. From the welcoming front porch and lush tropical landscaping to the inviting coastal architecture, this home makes a wonderful first impression! Step inside to discover a bright, OPEN FLOOR PLAN filled with NATURAL LIGHT, gorgeous hardwood floors and thoughtful architectural details. The expansive GREAT ROOM features vaulted ceilings and generous gathering spaces that flow effortlessly into the dining area and kitchen, creating an ideal setting for everyday living and entertaining. Plantation shutters, decorative wood floor inlays and numerous windows add character and warmth throughout. The beautifully appointed KITCHEN features granite countertops, wood cabinetry, stainless steel appliances, a decorative stainless steel range hood, center island with cooktop, convenient bar seating and plenty of storage and workspace. The spacious PRIMARY SUITE offers a peaceful retreat with TWO SETS OF FRENCH DOORS opening directly to the rear deck, inviting fresh air and the outdoors into your everyday routine. The primary bathroom includes separate his and her vanities, a soaking tub, walk in shower and a large walk in closet. Both additional bedrooms have their own PRIVATE EN SUITE BATHROOMS with walk in showers, offering wonderful comfort and privacy for family and guests. A separate powder room adds convenience, while the large OFFICE/BONUS ROOM at the back of the house provides flexible space for a home office, media room, den or potential fourth bedroom. An interior laundry room with utility sink and cabinetry and an attached 2 CAR GARAGE complete the practical layout. Outside, an EXPANSIVE REAR DECK stretches across the entire back of the home, providing plenty of room for outdoor dining, entertaining and relaxing in the Florida sunshine. The fenced backyard adds space for pets and outdoor enjoyment, while the covered front porch is the perfect place to unwind with morning coffee. HERITAGE BAY residents enjoy a COMMUNITY POOL AND TENNIS COURT, all within the distinctive island setting of SNEAD ISLAND, one of Florida’s Gulf Coast hidden gems! Discover the natural beauty and scenic trails of nearby EMERSON POINT PRESERVE, enjoy biking along picturesque island roads, visit the local horse stables or take advantage of the boating and dining opportunities at nearby BRADENTON YACHT CLUB. With the Manatee River, Tampa Bay and Gulf waters nearby, the area offers an incredible setting for those who love boating and the outdoors, while keeping the conveniences of Bradenton and Palmetto within easy reach. EXPERIENCE THE CHARM, BEAUTY AND LIFESTYLE THAT MAKE SNEAD ISLAND SO SPECIAL!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,042
Sqft
0.19 ac
Lot size
2
Garage
1991
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,731 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,731/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
$/sqft vs Palmetto actives
$293 vs $200
Days on market
16 vs 73 typical
Where $293/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Heritage Bay — neighborhood snapshot
Population
88
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
3%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1513 43RD AVENUE DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$660,000
1528 43RD AVENUE DRIVE W · same community
3 bd · 3.5 ba · 1,773 sqft · $372/sqft · 21 DOM
Sold · Jul ’26$633,250
4329 14TH STREET CIRCLE · same community
3 bd · 3.5 ba · 3,106 sqft · $204/sqft · 82 DOM
Sold · Mar ’26$258,000
2700 10TH STREET W
4 bd · 2 ba · 2,094 sqft · $123/sqft · 246 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1513 43RD AVENUE DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1513 43RD AVENUE DRIVE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1513 43RD AVENUE DRIVE W FAQs
What would the monthly payment be for 1513 43RD AVENUE DRIVE W?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,731/mo — principal and interest, the actual property-tax bill, the $101/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1513 43RD AVENUE DRIVE W?+
The association fee works out to $101 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1513 43RD AVENUE DRIVE W?+
The most recent tax bill on record (2025) was $5,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1513 43RD AVENUE DRIVE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $599,000, this home is listed about 51% above the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1513 43RD AVENUE DRIVE W?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jay Travis, PA. MLS #A4710431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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