3806 69TH STREET E, PALMETTO, FL, 34221
Active15 days on marketListed Oct 23, 2026MLS #A4710575
About this home
3806 69TH STREET E
Discover the perfect blend of comfort, versatility, and freedom in this inviting Palmetto home! Featuring 3 bedrooms, 2 bathrooms, this property offers over 1,600 square feet of living space with options to fit your lifestyle. Step inside and appreciate the vaulted ceilings, which create an even more open and airy feel. The updated kitchen shines with beautiful granite countertops and stainless steel appliances, creating a stylish space for cooking and entertaining. A fantastic Florida room provides additional living space and the perfect place to enjoy your morning coffee, relax with friends, or unwind year-round. Enjoy added peace of mind with a roof replaced in 2022. The home also features a convenient side-entry garage and ample parking for your boat, RV, and other recreational vehicles. Best of all, this property is not deed restricted and has no HOA, giving you greater flexibility and freedom to enjoy your property your way! Situated on a generous 0.29-acre lot, this property offers room to spread out, enjoy outdoor activities, and embrace the Florida lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or a home with room for your hobbies and recreational toys, this property offers a fantastic opportunity. Conveniently located in North Palmetto, with access to I-75, I-275, shopping, dining, recreation, and the surrounding communities of the greater Tampa Bay area, this versatile home is ready for its next chapter. No HOA.....Check! No deed restrictions......Check! Room for your toys......Check! The Florida lifestyle you've been looking for is right at your fingertips, schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,624
Sqft
0.29 ac
Lot size
2000
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,840 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,840/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs Palmetto actives
$215 vs $200
Days on market
15 vs 73 typical
Where $215/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Christy Lees Replat
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Christy Lees Replat — neighborhood snapshot
Population
239
Median age
40
Median income
$82,841
Median home value
$443,100
Avg household
3
Households w/ children
35%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
255 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3806 69TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$385,000
3711 70TH STREET E · same community
3 bd · 2 ba · 1,420 sqft · $271/sqft · 14 DOM
Sold · Feb ’26$319,000
3907 SILVER STRAND TRAIL
4 bd · 2 ba · 1,665 sqft · $192/sqft · 172 DOM
Sold · Nov ’25$357,000
5050 ROCKY COAST PLACE
4 bd · 2 ba · 1,665 sqft · $214/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3806 69TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3806 69TH STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3806 69TH STREET E FAQs
What would the monthly payment be for 3806 69TH STREET E?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,840/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3806 69TH STREET E?+
The most recent tax bill on record (2025) was $1,553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3806 69TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $349,000, this home is listed about 12% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3806 69TH STREET E?+
Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TIM LESTER INTERNAT'L REALTY · Tim Lester. MLS #A4710575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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