4346 CONCERT STREET, PORT CHARLOTTE, FL, 33948
Active12 days on marketListed Oct 26, 2026MLS #A4710639
About this home
4346 CONCERT STREET
Welcome to SW Florida lifestyle living with this 2 bedroom, 2 bathroom home which offers 3 lanais. Main lanai off the great room, plus 2 more off each bedroom. Large backyard for your enjoyment. Conveniently located near US-41 and all that Port Charlotte has to offer. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,340
Sqft
0.23 ac
Lot size
1978
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,758 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,758/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 037
$149 vs $234
Days on market
12 vs 55 typical
Where $149/sqft sits among the 35 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
18 of 35
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4346 CONCERT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$271,000
4290 RANDYPAAR STREET · same community
2 bd · 2 ba · 1,337 sqft · $203/sqft · 22 DOM
Sold · Oct ’25$200,000
4390 WISCHAMPER STREET · same community
3 bd · 2 ba · 1,296 sqft · $154/sqft · 99 DOM
Sold · Dec ’25$287,000
4227 WINONA STREET · same community
2 bd · 3 ba · 1,384 sqft · $207/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4346 CONCERT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4346 CONCERT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4346 CONCERT STREET FAQs
What would the monthly payment be for 4346 CONCERT STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,758/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4346 CONCERT STREET?+
The most recent tax bill on record (2025) was $1,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $199,000, this home is listed about 40% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Debbie Archer. MLS #A4710639.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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