901 GOLDEN SHINER AVENUE, RUSKIN, FL, 33570
Active9 days on marketListed Oct 29, 2026MLS #A4711026
About this home
901 GOLDEN SHINER AVENUE
Virtually Staged. SOLAR POWERED HOME | 2.625 ASSUMABLE MORTGAGE OPPORTUNITY | LOW HOA | MOVE-IN READY! Why wait for new construction when this beautifully maintained 2021-built home offers modern design, energy efficiency, and exceptional value? Situated on an oversized corner lot in Ruskin, this spacious 4-bedroom, 2-bath home features an open-concept layout, a desirable triple-split bedroom floor plan, and a 2-car garage. One of the biggest advantages is the solar power system, offering the potential for significant savings on monthly electricity costs. Even better, an existing mortgage with a 2.625 interest rate may be assumable by qualified buyers, subject to lender approval. Combine that with a remarkably low HOA FEES, and you have an opportunity for reduced ownership expenses! Step inside to discover beautiful oversized tile flooring, neutral finishes, abundant natural light, and a thoughtfully designed floor plan that balances comfort, functionality, and privacy. The spacious great room flows seamlessly into the dining area and kitchen, creating the perfect setting for entertaining or simply enjoying everyday living. The kitchen features granite countertops, a large center island with pendant lighting, 42-inch cabinetry with crown molding, stainless steel appliances, decorative tile backsplash, and an oversized walk-in pantry. Sliding glass doors open from the dining area to the covered patio, extending your living space outdoors. The private primary suite offers a spacious walk-in closet and en-suite bathroom featuring dual vanities, granite countertops, a walk-in shower, and a separate water closet. Three additional bedrooms provide flexibility for guests, a home office, hobbies, or additional living space. Outside, the oversized corner lot provides plenty of room to enjoy Florida living, whether relaxing on your covered patio, entertaining friends, or creating your own backyard retreat. A dedicated laundry room and attached 2-car garage add convenience and storage. Ideally located between I-75 and US-41, with convenient access to Tampa, Brandon, Sarasota, St. Petersburg, Gulf Coast beaches, shopping, dining, parks, boat launches, and major medical facilities. This property offers the perfect combination of modern construction, energy efficiency, affordability, and location. SOLAR SAVINGS, LOW HOA, AND A POTENTIAL 2.625 ASSUMABLE MORTGAGE! Opportunities like this deserve a closer look. Schedule your private showing today and discover everything this move-in-ready home has to provide! Some Pictures have been Virtually Staged.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,844
Sqft
0.18 ac
Lot size
2021
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs BROOKSIDE ESTATES
$163 vs $179
Days on market
9 vs 67 typical
Where $163/sqft sits among the 6 homes for sale in BROOKSIDE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$320K → $320K
Ruskin median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
3 of 6
BROOKSIDE ESTATES have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 901 GOLDEN SHINER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$324,000
1102 COASTAL HAMMOCK AVENUE · same community
4 bd · 2 ba · 1,934 sqft · $168/sqft · 52 DOM
Sold · Apr ’26$312,000
1014 COASTAL HAMMOCK AVENUE · same community
3 bd · 2 ba · 1,676 sqft · $186/sqft · 167 DOM
Sold · Jul ’26$315,000
1103 COASTAL HAMMOCK AVENUE · same community
3 bd · 2 ba · 1,676 sqft · $188/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 901 GOLDEN SHINER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 901 GOLDEN SHINER AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
901 GOLDEN SHINER AVENUE FAQs
What would the monthly payment be for 901 GOLDEN SHINER AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 901 GOLDEN SHINER AVENUE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 901 GOLDEN SHINER AVENUE?+
The most recent tax bill on record (2025) was $8,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 901 GOLDEN SHINER AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $300,000, this home is listed about 12% below the Ruskin median of $339,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KW SUNCOAST · Jose Ortega. MLS #A4711026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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