2412 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL, 33983
Active10 days on marketListed Oct 28, 2026MLS #A4711069
About this home
2412 RIO DE JANEIRO AVENUE
Short Sale. Located in the desirable Deep Creek community, this spacious 3-bedroom, 2-bath pool home sits on a corner lot and offers a comfortable split-bedroom floor plan with plenty of room for entertaining. The home features high ceilings, tile flooring throughout, a large living and dining area, and a separate family room overlooking the pool. The kitchen offers granite countertops, ample cabinetry, stainless steel appliances, a breakfast bar, and a casual dining area. The primary bedroom features a walk-in closet and private bathroom with dual vanities, a soaking tub, and a separate shower. Sliding glass doors lead to a covered lanai and screened-in pool, with greenbelt views providing additional backyard privacy. Recent improvements include a new roof in 2023, water heater in 2024, pool pump in 2023, and hurricane-impact windows and sliding doors. The home also includes an attached two-car garage and is connected to county water and sewer. Conveniently located near shopping, restaurants, golf courses, I-75, and historic downtown Punta Gorda. Deep Creek is a deed-restricted community offering an established residential setting with easy access to Southwest Florida amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,096
Sqft
0.23 ac
Lot size
2004
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,126 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,126/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
$/sqft vs PUNTA GORDA ISLES SEC 23
$172 vs $179
Days on market
10 vs 65 typical
Where $172/sqft sits among the 35 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,143
Median age
55
Median income
$64,635
Median home value
$354,360
Avg household
2
Households w/ children
1,066
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
14 of 35
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 324% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2412 RIO DE JANEIRO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$335,000
26052 LUZON COURT · same community
3 bd · 2 ba · 2,103 sqft · $159/sqft · 1 DOM
Sold · Apr ’26$315,000
1069 FERGUS LANE · same community
4 bd · 2 ba · 2,031 sqft · $155/sqft · 59 DOM
Sold · Oct ’25$280,000
1389 NAVIGATOR ROAD · same community
3 bd · 2 ba · 2,022 sqft · $138/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2412 RIO DE JANEIRO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2412 RIO DE JANEIRO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2412 RIO DE JANEIRO AVENUE FAQs
What would the monthly payment be for 2412 RIO DE JANEIRO AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,126/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2412 RIO DE JANEIRO AVENUE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2412 RIO DE JANEIRO AVENUE?+
The most recent tax bill on record (2024) was $3,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2412 RIO DE JANEIRO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $360,000, this home is priced right at the Punta Gorda median.
Which schools are assigned to 2412 RIO DE JANEIRO AVENUE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 324% above the PUNTA GORDA 33983 median — but at 2,096 sqft it's also 17% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Troy Funk. MLS #A4711069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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