2349 MONTPELIER ROAD, PUNTA GORDA, FL, 33983
Active17 days on marketListed Oct 21, 2026MLS #C7532029
About this home
2349 MONTPELIER ROAD
Virtually Staged. EXTREMELY WELL CARED for 2-2-2 POOL HOME with secluded setting in the highly desirable DEEP CREEK SEC 23 neighborhood - not in a flood zone and NO MONTHLY HOA payments (very minimal yearly HOA). This home is loaded with updates/upgrades such as 2023 Roof, 2023 AC, HWH 2023, whole house water filtration system from 2023 - Impact windows 2023 - back of home protected with accordion shutters, ceramic tile throughout (no carpet here), silostone counters in the kitchen and bathrooms, house re-piped in 2023 and for added peace of mind in this neighborhood all power lines are underground. SENSATIONAL curb appeal as you approach this home and notice the front entry screened area - perfect way to start your day with a cup of coffee. You might enjoy your favorite evening beverage out on the lanai or in the pool. This home offers a number of options for entertainment and/or relaxation. Step inside the home and you'll appreciate how the layout flows - with a living room/dining room to the right and the family room (with built in office area) to the left and the kitchen in between. The under roof lanai is easily accessible and blends well with the pool and large area around the pool. Beyond the caged lanai is your very own slice of heaven - plenty of green space/trees to enjoy - not always easy to find in Florida. The split floor plan has the large master bedroom to the right with a nicely updated master bath that features 2 stand-alone vanities and a walk-in shower. The guest bedroom/bathroom is to the left with the guest bedroom also offering that stunning view of nature. Garage offers hang down storage and the yard features an irrigation system run on well water. Deep Creek is extremely well situated - just 10 to 15 minutes from downtown Punta Gorda and Fisherman's village. And close to I75 allowing you to move easily north or south throughout Florida. The updates and upgrades have been completed - all that is left for you to do is relax and enjoy this extremely well cared for home. Call today for a private showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,532
Sqft
0.22 ac
Lot size
2
Garage
1986
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,150 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,150/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs PUNTA GORDA ISLES SEC 23
$234 vs $179
Days on market
17 vs 65 typical
Where $234/sqft sits among the 35 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,143
Median age
55
Median income
$64,635
Median home value
$354,360
Avg household
2
Households w/ children
1,066
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
14 of 35
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 322% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2349 MONTPELIER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$345,000
2463 CELEBES COURT · same community
2 bd · 2 ba · 1,510 sqft · $228/sqft · 17 DOM
Sold · Jan ’26$215,000
2260 OBERON LANE · same community
2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM
Sold · Jun ’26$320,000
2386 GREENLAND COURT · same community
3 bd · 2 ba · 1,756 sqft · $182/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2349 MONTPELIER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2349 MONTPELIER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2349 MONTPELIER ROAD FAQs
What would the monthly payment be for 2349 MONTPELIER ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,150/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2349 MONTPELIER ROAD?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2349 MONTPELIER ROAD?+
The most recent tax bill on record (2025) was $4,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2349 MONTPELIER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $359,000, this home is priced right at the Punta Gorda median.
Which schools are assigned to 2349 MONTPELIER ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,000 runs 322% above the PUNTA GORDA 33983 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · John Batliner. MLS #C7532029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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