3040 SCARLET OAK PLACE, NORTH FORT MYERS, FL, 33903
Active10 days on marketListed Oct 28, 2026MLS #A4711104
About this home
3040 SCARLET OAK PLACE
MAIN-Floor Living *** AN INCREDIBLE UPPER-LEVEL RETREAT ***GULF ACCESS From Community Dock & THE Florida Lifestyle you've been searching for! Thoughtfully designed with the PRIMARY SUITE, TWO ADDITIONAL BEDROOMS, DEN, AND EVERYDAY LIVING SPACES ON THE MAIN LEVEL, plus a spacious UPPER-LEVEL RETREAT featuring an ENSUITE BATH, BUILT-IN BUNKS, MEDIA AREA, AND OVERSIZED VIEWING SCREEN, this impeccably updated 3-bedroom + den, 4.5-bath residence offers the flexibility today's buyers desire. Combined with a HEATED SALTWATER POOL, UPGRADED OUTDOOR KITCHEN, and extensive improvements throughout, this home delivers an exceptional lifestyle within Moody River Estates. Designed for exceptional Florida living, this beautifully updated residence combines refined interior spaces with an impressive outdoor retreat. The EXPANSIVE SCREENED LANAI serves as the heart of the home, featuring a HEATED SALTWATER POOL, abundant space for SUNNING, LOUNGING, AND DINING ALFRESCO, and an UPGRADED OUTDOOR KITCHEN complete with an extended granite backsplash, stacked stone feature wall, grilling station, wet sink, and generous prep space. Lush tropical landscaping and a convenient POOL BATH enhance the comfort and enjoyment of this remarkable outdoor oasis. Inside, the home continues to impress with CUSTOM WOODWORKING AND ARCHITECTURAL TRIM throughout, adding depth, character, and an elevated design aesthetic. The OPEN GREAT ROOM showcases a dramatic FEATURE FIREPLACE WALL with built-in cabinetry and floating shelving—an elegant focal point that complements the home's strong indoor-outdoor connection. POCKETING TRIPLE SLIDERS invite natural light inside while seamlessly extending the living space to the lanai. The dining area is highlighted by a striking AQUARIUM-STYLE WINDOW that frames beautiful views of the pool and tropical landscaping, creating a bright and inviting setting for everyday living and entertaining. The PRIMARY SUITE serves as a private retreat, offering an oversized ensuite with DUAL VANITIES, an UPGRADED FLOOR-TO-CEILING TILED SHOWER, and refined fixtures designed for comfort and relaxation. Also located on the main level are a JUNIOR ENSUITE BEDROOM, an additional guest bedroom served by a nearby full bath, and a versatile DEN that can easily function as a PRIVATE OFFICE, LIBRARY, CREATIVE STUDIO, OR ADDITIONAL GATHERING SPACE. This thoughtfully designed floor plan offers the flexibility today's buyers desire while maintaining the convenience of MAIN-FLOOR LIVING. The UPPER-LEVEL functions as a complete guest retreat, featuring its own ENSUITE BATH, OVERSIZED VIEWING SCREEN AND PROJECTOR, BUILT-IN DOUBLE BUNKS, and a spacious recreation or media area—perfect for guests, grandchildren, game nights, or movie marathons.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
3,556
Sqft
0.25 ac
Lot size
3
Garage
2015
Year built
Two
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,458 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,458/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37%
$/sqft vs North Fort Myers actives
$211 vs $175
Days on market
10 vs 68 typical
Where $211/sqft sits among the 57 North Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moody River Estates
Get to know North Fort Myers. See the full North Fort Myers guide →
Moody River Estates — neighborhood snapshot
Population
1,213
Median age
60
Median income
$71,790
Median home value
$421,650
Avg household
2
Households w/ children
126
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Fort Myers market
$272K → $308K
North Fort Myers median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
23 of 57
North Fort Myers actives have cut their price
Median sold price, North Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the NORTH FORT MYERS 33903 median. See the full North Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 3040 SCARLET OAK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
4424 N BAY CIRCLE
4 bd · 2 ba · 2,257 sqft · $199/sqft · 0 DOM
Sold · Aug ’26$599,900
1661 SWAN TERRACE
3 bd · 2 ba · 2,008 sqft · $299/sqft · 230 DOM
Sold · Jul ’26$415,000
1719 W BLUEWATER TERRACE
3 bd · 2 ba · 1,891 sqft · $219/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3040 SCARLET OAK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3040 SCARLET OAK PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3040 SCARLET OAK PLACE FAQs
What would the monthly payment be for 3040 SCARLET OAK PLACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,458/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3040 SCARLET OAK PLACE?+
The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3040 SCARLET OAK PLACE?+
The most recent tax bill on record (2025) was $10,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3040 SCARLET OAK PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Fort Myers?+
At $749,900, this home is listed about 133% above the North Fort Myers median of $322,275. The market section on this page shows how the area is trending.
Which schools are assigned to 3040 SCARLET OAK PLACE?+
North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Tropic Isles Elementary School (elementary), Caloosa Elementary School (elementary), Caloosa Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Island Coast High School (high), Cape Coral High School (high), Mariner High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,900 runs 89% above the NORTH FORT MYERS 33903 median — but at 3,556 sqft it's also nearly twice the size of the typical North Fort Myers listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
North Fort Myers High School, Hancock Creek Elementary School, Tropic Isles Elementary School, Caloosa Elementary School, Caloosa Middle School, Dr Carrie D Robinson Littleton Elementary School, Diplomat Elementary School, Diplomat Middle School, Island Coast High School, Cape Coral High School, Mariner High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EPIQUE REALTY INC. · Shelly Fuhrhop, LLC. MLS #A4711104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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