4745 INDEPENDENCE DRIVE UNIT 4745, BRADENTON, FL, 34210
Active7 days on marketListed Oct 31, 2026MLS #A4711382
About this home
4745 INDEPENDENCE DRIVE UNIT 4745
BAYFRONT BEAUTY WITH SPECTACULAR SUNSETS! Sweeping, unobstructed bay views take center stage in this inviting two-bedroom, two-bath ground-floor end unit in Mount Vernon. Offered TURNKEY FURNISHED with a carport, this coastal retreat is ready for effortless Florida living. Bright living and dining spaces capture the beautiful waterfront setting, while the updated kitchen features quartz countertops, a farmhouse sink, recessed lighting, a pantry and breakfast bar. Tile flooring in the main living areas, a full-size washer and dryer, and a guest-bedroom Murphy bed offer everyday convenience and flexibility. Both the A/C and water heater are just over a year old. Set on nearly 90 acres, this active bayfront and canal-front community offers an exceptional Florida lifestyle. Enjoy a heated pool, spa, sauna, tennis, pickleball, shuffleboard, bocce and a chipping/putting green. Explore scenic walking paths, a butterfly garden, bird sanctuary and bayfront park, or enjoy the boat docks, kayak launch and storage, waterfront pavilions and gazebo. A remodeled clubhouse features gathering spaces, billiards, ping-pong, a library/game room and a lakeside veranda, with community activities and socials adding to the appeal. MONTHLY DUES INCLUDE water, trash, recycling, pest control, cable, internet, landscaping, exterior maintenance, repairs and replacement, and insurance. Beautiful views, memorable sunsets and an amenity-rich waterfront setting make this a wonderful place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,350
Sqft
18.59 ac
Lot size
1979
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,205 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,205/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs Bradenton actives
$215 vs $232
Days on market
7 vs 56 typical
Where $215/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,682
Median age
55.5
Median income
$64,244
Median home value
$301,200
Avg household
2.06
Households w/ children
1,237
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $425K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4745 INDEPENDENCE DRIVE UNIT 4745
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
4855 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,389 sqft · $180/sqft · 20 DOM
Sold · Mar ’26$310,000
4753 INDEPENDENCE DRIVE · same community
2 bd · 2 ba · 1,238 sqft · $250/sqft · 360 DOM
Sold · Apr ’26$435,000
4785 INDEPENDENCE DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,188 sqft · $366/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4745 INDEPENDENCE DRIVE UNIT 4745 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4745 INDEPENDENCE DRIVE UNIT 4745 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4745 INDEPENDENCE DRIVE UNIT 4745 FAQs
What would the monthly payment be for 4745 INDEPENDENCE DRIVE UNIT 4745?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,205/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4745 INDEPENDENCE DRIVE UNIT 4745?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4745 INDEPENDENCE DRIVE UNIT 4745?+
The most recent tax bill on record (2025) was $1,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4745 INDEPENDENCE DRIVE UNIT 4745?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $290,000, this home is listed about 25% below the Bradenton median of $386,700. The market section on this page shows how the area is trending.
Which schools are assigned to 4745 INDEPENDENCE DRIVE UNIT 4745?+
W. D. Sugg Middle School (middle), Sea Breeze Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$290,000 runs 21% above the BRADENTON 34210 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a Bradenton market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Christine Walker. MLS #A4711382.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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