3980 IRONWOOD CIRCLE UNIT 307, BRADENTON, FL, 34209
Active3 days on marketListed Nov 5, 2026MLS #A4711610
About this home
3980 IRONWOOD CIRCLE UNIT 307
Welcome to your future home at The Arbors at Pinebrook! Enjoy the perfect combination of value, comfort, and carefree Florida living in this beautifully appointed condo, priced right in a FULLY FUNDED community! Offering spacious living, this exceptional end-unit condo is anything but ordinary. Featuring two bedrooms, two FULL bathrooms, and two inviting lanais - there is plenty of room to enjoy the Florida lifestyle. The kitchen opens seamlessly into the family room, creating a bright, welcoming space with peaceful views overlooking the pool below. The expansive great room offers even more room to unwind or gather with family and friends. Retreat to the spacious primary suite, complete with a private bathroom and walk-in closet, offering comfort and privacy. An additional bonus is the dedicated indoor laundry room! Even better, this condo is being offered FURNISHED, making your move or seasonal getaway that much easier. Enjoy a truly convenient lifestyle with your condo fee covering water, sewer, trash, cable TV, and internet. Golf enthusiasts will appreciate the golf community setting, with membership completely OPTIONAL. And the location? It's hard to beat! Situated in the heart of Bradenton, you're just SIX MILES from beautiful sandy beaches and spectacular Florida sunsets, with restaurants, shopping, golf courses, parks, SRQ Airport, and so much more just minutes away. Plus, there are NO CDD FEES! Financial peace of mind: This fully funded reserve community has had NO fee increases for three consecutive years and NO current or upcoming special assessments. New roofs, elevators, and stack pipe linings (2023/2024), plus a new pool deck and heater (2025). With its generous living space, furnished convenience, desirable location, and financially sound community, this is an opportunity you won't want to miss. Come see why The Arbors at Pinebrook could be the perfect fit!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,212
Sqft
2.18 ac
Lot size
1994
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,904 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,904/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Bradenton actives
$206 vs $232
Days on market
3 vs 56 typical
Where $206/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,224
Median age
58.7
Median income
$81,728
Median home value
$390,700
Avg household
2.17
Households w/ children
2,297
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $411K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
178 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3980 IRONWOOD CIRCLE UNIT 307
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$320,000
3520 51ST AVENUE W
2 bd · 2 ba · 1,239 sqft · $258/sqft · 11 DOM
Sold · May ’26$140,000
129 WILD PALM DRIVE UNIT D
2 bd · 2 ba · 1,304 sqft · $107/sqft · 35 DOM
Sold · Feb ’26$180,000
153 WILD PALM DRIVE UNIT 153
2 bd · 2 ba · 1,304 sqft · $138/sqft · 372 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3980 IRONWOOD CIRCLE UNIT 307 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3980 IRONWOOD CIRCLE UNIT 307 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3980 IRONWOOD CIRCLE UNIT 307 FAQs
What would the monthly payment be for 3980 IRONWOOD CIRCLE UNIT 307?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,904/mo — principal and interest, the actual property-tax bill, the $643/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3980 IRONWOOD CIRCLE UNIT 307?+
The association fee works out to $643 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3980 IRONWOOD CIRCLE UNIT 307?+
The most recent tax bill on record (2025) was $3,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3980 IRONWOOD CIRCLE UNIT 307?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $250,000, this home is listed about 35% below the Bradenton median of $386,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3980 IRONWOOD CIRCLE UNIT 307?+
W. D. Sugg Middle School (middle), Manatee High School (high), Palma Sola Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34209 market on paper
$250,000 is 17% below the BRADENTON 34209 median of $299,950, and at $206/sqft it sits under the Bradenton average of $270.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $643/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 3 days on market in a Bradenton market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Leann Magnabosco. MLS #A4711610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 3980 IRONWOOD CIRCLE UNIT 307 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →