3685 RIVIERA CIRCLE, BONITA SPRINGS, FL, 34134
Active2 days on marketListed Nov 5, 2026MLS #A4712009
About this home
3685 RIVIERA CIRCLE
A VACANT LOT IN BONITA SPRINGS IN LEE COUNTY!!!
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,251 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,251/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Riviera Colony
Get to know Bonita Springs. See the full Bonita Springs guide →
Riviera Colony — neighborhood snapshot
Population
96
Median age
63
Median income
$62,232
Avg household
2
Households w/ children
2%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bonita Springs market
$372K → $730K
Bonita Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Bonita Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the BONITA SPRINGS 34134 median. See the full Bonita Springs market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3685 RIVIERA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3685 RIVIERA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3685 RIVIERA CIRCLE FAQs
What would the monthly payment be for 3685 RIVIERA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,251/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3685 RIVIERA CIRCLE?+
The most recent tax bill on record (2025) was $1,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3685 RIVIERA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bonita Springs?+
At $265,000, this home is listed about 51% below the Bonita Springs median of $545,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3685 RIVIERA CIRCLE?+
Bonita Springs Middle Center For The Arts (middle), Spring Creek Elementary School (elementary), Bonita Springs Elementary School (elementary), Bonita Springs High School (high), Estero High School (high), Pinewoods Elementary School (elementary), Three Oaks Elementary School (elementary), Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), South Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BONITA SPRINGS 34134 market on paper
$265,000 is 68% below the BONITA SPRINGS 34134 median of $825,000.
02Fresh on the market
Only 2 days on market in a Bonita Springs market that averages 36 — if it fits, move quickly.
03Strong assigned schools
Bonita Springs Middle Center For The Arts, Spring Creek Elementary School, Bonita Springs Elementary School, Bonita Springs High School, Estero High School, Pinewoods Elementary School, Three Oaks Elementary School, Three Oaks Middle School, San Carlos Park Elementary School, Rayma C. Page Elementary School, Lexington Middle School, South Fort Myers High School — Pinewoods Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Sean Seward, PA. MLS #A4712009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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