CENTURY 21 Edge
$1,150,0003 bd3 ba2,086 sqft$551 /sqft≈$8,791 /mo all-in ↓

3223 NW 14TH STREET, CAPE CORAL, FL, 33993

Active1 days on marketListed Nov 6, 2026MLS #A4712247

Private poolSingle Family ResidenceCAPE CORAL

Come see it

Upcoming open house

Sun, Nov 8

9:00 AM – 12:00 PM

About this home

3223 NW 14TH STREET

EXCEPTIONAL GULF-ACCESS WATERFRONT LIVING WITH EXPANSIVE OPEN-WATER VIEWS & SPECTACULAR SUNSETS! Built in 2024 and situated on an oversized waterfront lot, this stunning NW Cape Coral residence combines contemporary design, exceptional craftsmanship and the indoor/outdoor lifestyle Southwest Florida is famous for. From the moment you enter through the impressive hurricane-impact double steel front doors, your eyes are drawn through the home to the shimmering water beyond. The heart of the home is designed for entertaining. Dramatic 90-degree pocketing impact sliders disappear to create a seamless transition between the interior living spaces and the expansive pool and waterfront areas. Oversized custom porcelain tile flows throughout the home, complemented by custom Zebra blinds and a Sonos sound system. The designer kitchen features premium Jenn-Air appliances, a wine refrigerator, beautiful cabinetry and finishes worthy of this exceptional home. Step outside and experience your own private Florida resort. The heated saltwater pool and spa with WiFi control, overlooks the wide-open water, creating an incredible backdrop for relaxing, entertaining and enjoying Cape Coral's unforgettable sunsets. The fully equipped outdoor kitchen with vented hood makes the lanai a true extension of the home. Boaters will appreciate the impressive private dock equipped with custom lighting, water, electric, boat lift and canopy, with accommodations for a boat up to approximately 29 feet. The Pie Shaped Lot means 145 feet of private seawall access to the serene water view. From your backyard, enjoy Gulf-access boating and everything the SW Florida waterfront lifestyle is about. The luxurious primary suite continues the resort experience with a spectacular walk-through shower featuring multiple sprays, His and Hers Closets, His and Hers Vanities and tons of natural lighting. Additional upgrades include impact windows and sliding doors throughout, whole-house water softener, reverse-osmosis system, full camera and security system, and an oversized three-car garage with epoxy flooring. 3 Bedrooms & 3 Full Baths plus a Den/Office provide plenty of separated space for family/friends. And one GBR provides for a 2nd Ensuite with additional access to the Pool. Outside, sealed driveway pavers cover the extra wide driveway, pool deck and path leading down to the Water. And tropical landscaping featuring palm trees, Birds of Paradise and hibiscus enhance the home's curb appeal and Florida character. Built in 2024. Gulf Access. Open-Water Views. Incredible Sunsets. Oversized Waterfront Lot. Private Dock & Lift. Heated Saltwater Pool & Spa. Three-Car Garage. This is more than a beautiful home—it's the Cape Coral waterfront lifestyle buyers come to Southwest Florida to find.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,086

Sqft

0.3 ac

Lot size

3

Garage

2024

Year built

One

Levels

$551

Per sqft

Private pool

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Thermostat · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
FacesSouth
ExteriorOutdoor Grill · Outdoor Kitchen · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$11,556/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,791 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$7,237
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$963
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate7.50%
Loan term

Estimated payment

$8,791/mo

Principal & interest$7,237
PMI (est., until 20% equity)$431
Property taxes (actual bill)$963
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$571KedgeAI estimate $661,081 · range $595K–$727K$1.2M

vs edgeAI estimate

+74%

Days on market

1 vs 45 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

35,580

Median age

42.8

Median income

$90,577

Median home value

$364,800

Avg household

2.95

Households w/ children

3,835

For the school run

Lee County School District

HighMariner High School★★★★★
MiddleMariner Middle School★★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIsland Coast High School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$358K → $415K

Cape Coral median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 820% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $1,150,000 · 1 days on market since
2024Built · CAPE CORAL

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3223 NW 14TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3223 NW 14TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3223 NW 14TH STREET FAQs

What would the monthly payment be for 3223 NW 14TH STREET?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3223 NW 14TH STREET?+

The most recent tax bill on record (2025) was $11,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $1,150,000, this home is listed about 174% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3223 NW 14TH STREET?+

Mariner High School (high), Mariner Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Island Coast High School (high), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 820% above the CAPE CORAL 33993 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Cape Coral market that averages 45 — if it fits, move quickly.

04Strong assigned schools

Mariner High School, Mariner Middle School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, Island Coast High School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTY TEAM · Barry Goettemoeller. MLS #A4712247.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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