CENTURY 21 Edge

1427 NOBLE TERRACE, PORT CHARLOTTE, FL, 33952

Active726 days on marketListed Nov 11, 2024MLS #C7500207

✦ Priced 86% below the PORT CHARLOTTE 33952 median✦ Reduced $1KPORT CHARLOTTE SEC 051

About this home

1427 NOBLE TERRACE

Build Your Florida Dream on This Prime Corner Lot in Port Charlotte! Discover the perfect canvas for your custom Florida home! This oversized, high-and-dry corner lot offers an incredible opportunity to build exactly what you’ve been dreaming of. Located directly across from Neil Armstrong Elementary, this parcel provides a premium, accessible location in a peaceful yet well-connected community. Why You’ll Love This Property: Prime Corner Position: Enjoy the extra space and architectural flexibility that comes with a desirable corner lot. Freedom & Savings: Start your build with confidence—there are zero HOA fees and no CDD restrictions to hold you back. Build-Ready & Safe: Situated in Flood Zone X, so you can build with peace of mind knowing flood insurance is typically not required. Clear & Ready: Save time and development costs—this property has been verified clear of protected gopher tortoises and Scrub Jay constraints. Unbeatable Convenience: You are perfectly positioned near the best of the Gulf Coast. Enjoy world-class fishing, pristine beaches, and local shopping just minutes away. Punta Gorda Airport is an easy 15-minute drive, and Fort Myers International is just under an hour away. Whether you are looking to build your forever home or a smart investment property in a high-growth area, this lot is the right choice. Don’t wait—secure your piece of Florida paradise today!

Facts & features

The home at a glance

0.26 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSoutheast

Community & fees

Taxes (2023)$468/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$382 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$172
FHA mortgage insurance (est.)$11
Property tax — 2023 actual bill$39
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $875Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $875
Interest rate7.50%
Loan term

Estimated payment

$382/mo

Principal & interest$172
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$39
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

35,231

Median age

53.1

Median income

$61,382

Median home value

$237,700

Avg household

2.33

Households w/ children

3,246

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.6 months of inventoryBuyer’s market

$290K → $300K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $24,999 ▼ $1K
Nov 11, 2024Listed at $26,000 · 726 days on market since

Reality check

What actually sold near 1427 NOBLE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1130 STRASBURG DRIVESold · Dec ’25

$258,000

1130 STRASBURG DRIVE · same community

3 bd · 2.5 ba · 1,188 sqft · $217/sqft · 32 DOM

1337 SHEEHAN BOULEVARDSold · Jul ’26

$218,000

1337 SHEEHAN BOULEVARD · same community

3 bd · 1 ba · 1,192 sqft · $183/sqft · 47 DOM

1171 TYRONE STREETSold · Feb ’26

$235,000

1171 TYRONE STREET · same community

3 bd · 2 ba · 1,244 sqft · $189/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1427 NOBLE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1427 NOBLE TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1427 NOBLE TERRACE FAQs

What would the monthly payment be for 1427 NOBLE TERRACE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1427 NOBLE TERRACE?+

The most recent tax bill on record (2023) was $468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1427 NOBLE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $24,999, this home is listed about 92% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1427 NOBLE TERRACE?+

Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33952 market on paper

$24,999 is 86% below the PORT CHARLOTTE 33952 median of $180,000.

02Time on market is leverage

726 days on market against a Port Charlotte median of 55 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $26,000, now $24,999 — a $1K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Sherry Wizieck. MLS #C7500207.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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