CENTURY 21 Edge

254 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947

Active690 days on marketListed Nov 21, 2024MLS #C7500885

✦ Priced 6% below the ROTONDA WEST 33947 median✦ Reduced $15KWaterfrontROTONDA WEST OAKLAND HILLS

About this home

254 ANNAPOLIS LANE

Don't miss out on this cleared lot with city water and public sewer, situated in a peaceful highly sought community! This waterfront property is surrounded by natural beauty, perfect for constructing your dream home. Conveniently located near golf courses, beaches, and local amenities, this lot is ideal for both full-time living or a vacation retreat.

Facts & features

The home at a glance

0.23 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

Taxes (2023)$909/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$521 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$265
FHA mortgage insurance (est.)$20
Property tax — 2023 actual bill$76
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,575
Interest rate6.00%
Loan term

Estimated payment

$521/mo

Principal & interest$265
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$76
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Rotonda Wheel

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,029

Median age

65

Median income

$71,441

Median home value

$351,013

Avg household

2

Households w/ children

283

For the school run

Charlotte County School District

ElementaryVineland Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$382K → $372K

Rotonda West median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

CurrentPrice reduced to $45,000 ▼ $15K
Nov 21, 2024Listed at $60,000 · 690 days on market since

Reality check

What actually sold near 254 ANNAPOLIS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

33 ANNAPOLIS LANESold · Jul ’26

$225,000

33 ANNAPOLIS LANE · same community

2 bd · 2 ba · 1,185 sqft · $190/sqft · 130 DOM

82 CADDY ROADSold · Nov ’25

$300,000

82 CADDY ROAD · same community

3 bd · 2 ba · 1,304 sqft · $230/sqft · 0 DOM

72 OAKLAND HILLS COURTSold · May ’26

$205,000

72 OAKLAND HILLS COURT · same community

2 bd · 2 ba · 1,337 sqft · $153/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 254 ANNAPOLIS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 254 ANNAPOLIS LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

254 ANNAPOLIS LANE FAQs

What would the monthly payment be for 254 ANNAPOLIS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 254 ANNAPOLIS LANE?+

The most recent tax bill on record (2023) was $909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 254 ANNAPOLIS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $45,000, this home is listed about 88% below the Rotonda West median of $389,950. The market section on this page shows how the area is trending.

Which schools are assigned to 254 ANNAPOLIS LANE?+

Vineland Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ROTONDA WEST 33947 market on paper

$45,000 is 6% below the ROTONDA WEST 33947 median of $48,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

690 days on market against a Rotonda West median of 94 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Vineland Elementary School, L. A. Ainger Middle School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $60,000, now $45,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of ERA ADVANTAGE REALTY, INC. · Amanda Cicchetti. MLS #C7500885.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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254 ANNAPOLIS LANE, ROTONDA WEST, FL — $45,000 | CENTURY 21 Edge