CENTURY 21 Edge
$539,9004 bd2 ba2,085 sqft$259 /sqft$3,629 /mo all-in ↓

13364 RAYBURN LANE, PORT CHARLOTTE, FL, 33981

Active554 days on marketListed Feb 6, 2025MLS #C7504766

New constructionPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 58

About this home

13364 RAYBURN LANE

This BRAND-NEW home exudes quality craftsmanship, unmistakable from the moment you arrive in the coach-lite driveway and see the shiplap accented house with welcoming porch and double door entryway! Located in the highly desirable beach community of Englewood, this 3-bedroom, PLUS OFFICE, 2-bathroom, 2.5 car, exquisite home was built with no feature understated! The home boasts soaring volume ceilings and 8-foot doors throughout with the Living room having an immense tray ceiling full of recessed lighting, crown molding, a 6-foot ceiling fan, a 3-paneled sliding glass door connecting to the covered lanai area, providing a sunlit sanctuary. A separate dining area with its two sets of sliding glass door, provides ample room for any sideboard your table may have. Centrally located in this convenience driven designed open floorplan, the chef inspired kitchen with an incredible 9’ island, has TWO, 5’ PANTRIES, high-end Stainless-steel appliances, tile BACKSPLASH, solid wood, SOFT-CLOSE cabinetry, and is the hub for entertainment. Cabinetry has brushed nickel hardware and is topped in incredibly gorgeous veined, QUARTZ countertops. The split floorplan allows for owner privacy with the Primary Suite’s luxury including direct access to the lanai, tray ceiling, transom window to providing privacy along with natural lighting, two walk-in closets, an enormous, walk-in, tiled shower with two time saving shower heads, split vanities covered in luxury QUARTZ countertops, a private water closet, plus a linen closet. The home has a premium lighting package consisting of ceiling fans with lights, pendants over island, chandeliers in foyer and dining room, plus home has easy to upkeep & maintain allergen-free, porcelain plank flooring throughout. Interior Designer’s top pick for 2025 is showcased…shiplap accents on the kitchen island, Living Room & foyer wall. Let’s not forget to mention something you never have to think about, the convenient HURRICANE IMPACT WINDOWS AND SLIDING GLASS DOORS, providing peace of mind especially when you’re out of town. Outside you’ll find TWO LANAIS, one is an incredible 30’ long, and the other is a lovely oasis for your rear bedroom guests! The oversized 25’x22’, 579 square foot 2.5-car garage boasts two 10-foot hurricane rated overhead doors instead of a standard single 16-foot, providing so much more extra parking space between vehicles, plus garage has a handy side yard exterior door for convenience. With no HOA, you can utilize your investment as you see fit…live here yourself, rent it out annually, seasonally, or AirBNB it. Home is 100% Hurricane protected, and constructed by a Floridian builder who knows what has to be built in Southwest Florida for longevity and durability...hip roof design for long-term discounted insurance rates, off-ridge roof venting so peaks won't blow away, and STEM WALL construction which far exceeds monolithic slabs as sand can wash away but not cement blocks! This property is advantageously located near a golfing community, minutes to the beach, marinas, and boat launches. At nearly 2100 square feet under air, this custom designed home feels much bigger with its volume ceilings and is the perfect size for your needs in paradise! This a gem is priced to sell, is waiting for you, so call today for your private tour.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,085

Sqft

0.23 ac

Lot size

2

Garage

2025

Year built

One

Levels

$259

Per sqft

Private poolGarden & Pool viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationStem Wall
ViewGarden · Pool
FacesSouthwest
ParkingGarage Door Opener · Oversized
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2024)$621/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2024 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$3,629/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$464KedgeAI estimate $509,099 · range $483K$573K$596K

vs edgeAI estimate

+6.1%

$/sqft vs Port Charlotte actives

$259 vs $208

Days on market

554 vs 59 typical

Where $259/sqft sits among the 400 Port Charlotte actives

118
116
60 · this home
40
24
42
$129–175$175–221$221–267$267–313$313–359$359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 13364 RAYBURN LANE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

197 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1284% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Feb 6, 2025Listed at $539,900 · 554 days on market since
2025Built · PORT CHARLOTTE SEC 58

Reality check

What actually sold near 13364 RAYBURN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13348 RAYBURN LANESold · Sep ’25

$555,000

13348 RAYBURN LANE · same community

3 bd · 2 ba · 2,085 sqft · $266/sqft · 414 DOM

13389 GRESHWIN LANESold · Sep ’25

$289,990

13389 GRESHWIN LANE · same community

3 bd · 2 ba · 2,044 sqft · $142/sqft · 374 DOM

14256 SALVATIERRA LANESold · Sep ’25

$275,000

14256 SALVATIERRA LANE · same community

4 bd · 2 ba · 2,219 sqft · $124/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13364 RAYBURN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13364 RAYBURN LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13364 RAYBURN LANE FAQs

What would the monthly payment be for 13364 RAYBURN LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13364 RAYBURN LANE?+

The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13364 RAYBURN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $539,900, this home is listed about 64% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13364 RAYBURN LANE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$539,900 runs 1284% above the PORT CHARLOTTE 33981 median — but at 2,085 sqft it's also 27% larger than the typical Port Charlotte listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

554 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of RE/MAX PALM REALTY · Holly Drilling. MLS #C7504766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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