CENTURY 21 Edge
$539,900$575,0004 bd2 ba2,112 sqft$256 /sqft$3,629 /mo all-in ↓

13356 RAYBURN LANE, PORT CHARLOTTE, FL, 33981

Active553 days on marketListed Feb 6, 2025MLS #C7504773

Reduced $35KNew constructionPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 58

About this home

13356 RAYBURN LANE

This BRAND-NEW home exudes quality craftsmanship—unmistakable from the moment you arrive! The coach-lit driveway, shiplap-accented exterior, welcoming front porch, and elegant double-door entryway set the stage for the beauty found within. Located in the highly desirable beach community of Englewood, this 4-BEDROOM, 2-BATHROOM, 3-CAR GARAGE home was built with no detail overlooked and no feature understated! Inside, you’ll find soaring volume ceilings and 8-foot doors throughout. The Living Room features an impressive tray ceiling with recessed lighting, crown molding, a 6-foot ceiling fan, and a 3-panel sliding glass door that opens to the covered lanai—creating a bright, sunlit sanctuary. The separate Dining Area, enhanced by a set of sliding glass doors, offers ample space for entertaining and your favorite sideboard. At the heart of this open, convenience-driven floorplan is the chef-inspired Kitchen—complete with an incredible, working ISLAND, WALK-IN PANTRY, high-end stainless steel appliances, TILE BACKSPLASH, and solid wood, SOFT-CLOSE cabinetry topped with luxurious veined QUARTZ countertops. Brushed nickel hardware and thoughtful finishes make this the hub of the home and the centerpiece for gatherings. The split floorplan provides owner privacy, with the Primary Suite offering direct lanai access, a tray ceiling, transom window for natural light and privacy, two walk-in closets, and a luxurious en suite bathroom featuring an enormous walk-in tiled shower, DUAL SINKS, vanity with QUARTZ countertops, and a private water closet. Throughout the home, you’ll find a premium lighting package including ceiling fans with lights, pendant fixtures over the island, and elegant chandeliers in the foyer and dining room. Easy-care, allergen-free porcelain plank flooring runs throughout. Showcasing one of Interior Designers’ top picks for 2026, the home includes stylish shiplap accents on the kitchen island, Living Room wall, and foyer feature wall. For peace of mind, this home is equipped with HURRICANE IMPACT WINDOWS AND SLIDING GLASS DOORS—offering security and confidence even when you’re away. Step outside to enjoy an impressive 23 feet long LANAI, perfect for entertaining. The oversized 30’x23’, 682 sq. ft. 3-car garage features two hurricane-rated overhead doors, providing extra parking and maneuvering space. With NO HOA, this property offers exceptional flexibility—live here year-round, rent it seasonally, or Airbnb it. Built by a local Floridian builder who understands what’s needed for longevity and durability in Southwest Florida, this home features a HIP ROOF design for long-term insurance discounts, OFF-RIDGE roof venting, and STEM WALL construction, which far exceeds monolithic slabs for storm resilience. Ideally located near golfing communities, marinas, boat launches, and Englewood’s beautiful beaches, this nearly 2,100 sq. ft. home feels even larger thanks to its open layout and soaring ceilings. This gem is priced to sell and waiting for you—call today for your private tour!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,112

Sqft

0.23 ac

Lot size

3

Garage

2025

Year built

One

Levels

$256

Per sqft

Private poolGarden & Pool viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Stem Wall
ViewGarden · Pool
FacesSouthwest
ExteriorLighting · Sliding Doors

Community & fees

Taxes (2024)$621/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Golf Carts OK · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2024 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$3,629/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$466KedgeAI estimate $517,676 · range $486K$598K$622K

vs edgeAI estimate

+4.3%

$/sqft vs Port Charlotte actives

$256 vs $208

Days on market

553 vs 60 typical

Where $256/sqft sits among the 400 Port Charlotte actives

118
111
65 · this home
36
28
42
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 13356 RAYBURN LANE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

192 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1284% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,900 $35K
Feb 6, 2025Listed at $575,000 · 553 days on market since
2025Built · PORT CHARLOTTE SEC 58

Reality check

What actually sold near 13356 RAYBURN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13348 RAYBURN LANESold · Sep ’25

$555,000

13348 RAYBURN LANE · same community

3 bd · 2 ba · 2,085 sqft · $266/sqft · 414 DOM

13389 GRESHWIN LANESold · Sep ’25

$289,990

13389 GRESHWIN LANE · same community

3 bd · 2 ba · 2,044 sqft · $142/sqft · 374 DOM

14256 SALVATIERRA LANESold · Sep ’25

$275,000

14256 SALVATIERRA LANE · same community

4 bd · 2 ba · 2,219 sqft · $124/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13356 RAYBURN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13356 RAYBURN LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13356 RAYBURN LANE FAQs

What would the monthly payment be for 13356 RAYBURN LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13356 RAYBURN LANE?+

The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13356 RAYBURN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $539,900, this home is listed about 64% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13356 RAYBURN LANE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$539,900 runs 1284% above the PORT CHARLOTTE 33981 median — but at 2,112 sqft it's also 29% larger than the typical Port Charlotte listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

553 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $575,000, now $539,900 — a $35K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Holly Drilling. MLS #C7504773.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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