12130 SIESTA DRIVE, FORT MYERS BEACH, FL, 33931
Active624 days on marketListed Feb 21, 2025MLS #C7505669
About this home
12130 SIESTA DRIVE
DIRECT GULF ACCESS, TWO BOAT SLIPS, PRIVATE POOL, AND NOW OFFERED AT $649,900. Experience the Southwest Florida boating lifestyle in this turnkey-furnished, 3-bedroom-plus-den, 3.5-bath Gulf-access villa. Ideally located in Old Pelican Bay Village, just minutes from Fort Myers Beach, the property offers 1,736 square feet of living space across the main and upper levels, plus approximately 300 square feet of additional ground-level flex space with its own full bath. Boaters will appreciate two assigned slips directly across the street, complete with water and electricity. Deep-water, no-bridge access provides a convenient route to the Gulf. After a day on the water, relax beside the private screened pool or entertain guests on the spacious outdoor patio. Inside, soaring volume ceilings and abundant natural light create an open, airy atmosphere. The versatile den is ideal for a home office, media room, or additional guest space, while the ground-level bonus area offers even more flexibility for overnight visitors, hobbies, a home gym, or storage. Additional highlights include an attached two-car garage, impact-resistant windows and doors, a durable metal roof, and a low monthly HOA fee of just $50. Solid, functional, and ready to enjoy, the home also gives the next owner an opportunity to update and personalize the finishes over time. The combination of direct Gulf access, two boat slips, a private pool, an attached garage, and generous living space delivers exceptional value near Fort Myers Beach. Whether you are searching for a seasonal retreat, full-time residence, or waterfront getaway, 12130 Siesta Drive presents a rare opportunity to enjoy the direct-access boating lifestyle at a price well below many nearby waterfront properties.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,850
Sqft
0.08 ac
Lot size
2
Garage
1988
Year built
Three Or More
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,631 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,631/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs Fort Myers Beach actives
$351 vs $480
Days on market
624 vs 22 typical
Where $351/sqft sits among the 9 Fort Myers Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Pelican Bay
Get to know Fort Myers Beach. See the full Fort Myers Beach guide →
Old Pelican Bay — neighborhood snapshot
Population
390
Median age
71
Median income
$120,313
Median home value
$610,700
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers Beach market
$675K → $599K
Fort Myers Beach median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
3 of 9
Fort Myers Beach actives have cut their price
Median sold price, Fort Myers Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the FORT MYERS BEACH 33931 median. See the full Fort Myers Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12130 SIESTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$425,000
894 BUTTONWOOD DRIVE UNIT 221
2 bd · 2.5 ba · 1,134 sqft · $375/sqft · 9 DOM
Sold · May ’26$195,000
19681 SUMMERLIN ROAD UNIT 430
2 bd · 2 ba · 748 sqft · $261/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12130 SIESTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12130 SIESTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12130 SIESTA DRIVE FAQs
What would the monthly payment be for 12130 SIESTA DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12130 SIESTA DRIVE?+
The most recent tax bill on record (2023) was $1,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12130 SIESTA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers Beach?+
At $649,900, this home is listed about 7% below the Fort Myers Beach median of $699,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12130 SIESTA DRIVE?+
Lexington Middle School (middle), Heights Elementary School (elementary), Cypress Lake High School (high), Cypress Lake Middle School (middle), Rayma C. Page Elementary School (elementary), South Fort Myers High School (high), Villas Elementary School (elementary), Tanglewood Elementary School (elementary), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary), Estero High School (high), Fort Myers High School (high), Spring Creek Elementary School (elementary), Pinewoods Elementary School (elementary), Dunbar High School (high), Bonita Springs Middle Center For The Arts (middle), Bonita Springs High School (high), Bonita Springs Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
624 days on market against a Fort Myers Beach median of 22 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lexington Middle School, Heights Elementary School, Cypress Lake High School, Cypress Lake Middle School, Rayma C. Page Elementary School, South Fort Myers High School, Villas Elementary School, Tanglewood Elementary School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School, Estero High School, Fort Myers High School, Spring Creek Elementary School, Pinewoods Elementary School, Dunbar High School, Bonita Springs Middle Center For The Arts, Bonita Springs High School, Bonita Springs Elementary School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $899,900, now $649,900 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Kevin Daly. MLS #C7505669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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