CENTURY 21 Edge
$134,900$196,000$1,340 /mo all-in ↓

4400 GRASSY POINT BOULEVARD, PORT CHARLOTTE, FL, 33952

Active365 days on marketListed Aug 11, 2025MLS #C7511537

Priced 4% below the PORT CHARLOTTE 33952 medianReduced $61KGRASSY POINT ESTATES

About this home

4400 GRASSY POINT BOULEVARD

Welcome to Grassy Point Estates—Charlotte County’s premier gated waterfront community, where luxury living meets deepwater access. This exceptional 0.56-acre corner lot is perfectly positioned as the first homesite in the community, offering an unmatched sense of arrival and prestige. Framed by a concrete block privacy wall on two sides, the lot offers both definition and seclusion, ideal for your future custom estate. Just steps away is the Grassy Point Marina, where your deeded boat slip awaits—providing direct access to Charlotte Harbor and the Gulf beyond. This is a rare opportunity to enjoy the best of coastal Florida living in a secure, private, and well-maintained enclave. The HOA includes 24-hour guard-gated security, and utilities including public water and sewer are available. With 136 feet of road frontage and generous depth, there’s ample space for a grand home, pool, and outdoor entertaining areas. Whether you’re planning a personal retreat or a long-term investment, this lot delivers exceptional value in one of the area’s most exclusive communities. Secure your place in Grassy Point Estates—where waterfront luxury begins.

Facts & features

The home at a glance

0.56 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$195/mo
Taxes (2024)$1,575/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip

Utilities & systems

UtilitiesPublic · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,340 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$794
FHA mortgage insurance (est.)$60
Property tax — 2024 actual bill$131
HOA fee — from the listing$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,722Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,722
Interest rate6.00%
Loan term

Estimated payment

$1,340/mo

Principal & interest$794
FHA mortgage insurance (est.)$60
Property taxes (actual bill)$131
HOA / condo fee$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Grassy Point

Map of 4400 GRASSY POINT BOULEVARD

Get to know Port Charlotte. See the full Port Charlotte guide →

Grassy Point — neighborhood snapshot

Population

1,115

Median age

56

Median income

$99,920

Median home value

$638,200

Avg household

3

Households w/ children

62%

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $134,900 $61K
Aug 11, 2025Listed at $196,000 · 365 days on market since

Reality check

What actually sold near 4400 GRASSY POINT BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21321 HARBORSIDE BOULEVARDSold · May ’26

$2,350,000

21321 HARBORSIDE BOULEVARD · same community

5 bd · 5.5 ba · 6,484 sqft · $362/sqft · 467 DOM

4601 GRASSY POINT BOULEVARDSold · Sep ’25

$3,027,500

4601 GRASSY POINT BOULEVARD · same community

7 bd · 7.5 ba · 8,304 sqft · $365/sqft · 279 DOM

22375 EDGEWATER DRIVE UNIT 120Sold · Mar ’26

$100,000

22375 EDGEWATER DRIVE UNIT 120

1 bd · 1 ba · 735 sqft · $136/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4400 GRASSY POINT BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4400 GRASSY POINT BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4400 GRASSY POINT BOULEVARD FAQs

What would the monthly payment be for 4400 GRASSY POINT BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,340/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4400 GRASSY POINT BOULEVARD?+

The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4400 GRASSY POINT BOULEVARD?+

The most recent tax bill on record (2024) was $1,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4400 GRASSY POINT BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $134,900, this home is listed about 59% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4400 GRASSY POINT BOULEVARD?+

Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33952 market on paper

$134,900 is 4% below the PORT CHARLOTTE 33952 median of $139,950.

02Time on market is leverage

365 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $196,000, now $134,900 — a $61K cut. The full history is in the market section below.

Listing courtesy of WILLIAM MORGAN REAL ESTATE LLC · Bill Morgan. MLS #C7511537.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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