
10510 RAINSVILLE STREET, PORT CHARLOTTE, FL, 33981
Active406 days on marketListed Jul 10, 2025MLS #C7511874
About this home
10510 RAINSVILLE STREET
Under Construction. This home is partially completed, and the seller is selling AS IS. The cost to complete this project is $375,000, which includes the pool, and it will take 6 months to finish. Photos are what the home looks like now and what it will look like when completed. **Stunning Waterfront Contemporary Home with Direct Gulf Access** Introducing a remarkable opportunity to own a waterfront contemporary home in the highly sought-after Taurus Canal. This exquisite property features 4 bedrooms, 3 bathrooms, a luxurious Jacuzzi spa, and a swimming pool, complemented by a spacious 3-car garage. Ideal for boating enthusiasts and individuals who appreciate the Southwest Florida paradise lifestyle, this home offers an unparalleled retreat. Situated in a prime location near the future Seven Islands Waterfront Community, homeowners can look forward to nearby planned marinas, parks, dining options, and resort-style amenities. This property presents incredible potential, with rising values. Additionally, adjacent land is available for sale, further enhancing the possibilities for expansion. With a prime position on the Taurus Canal, access to the Gulf is seamless via Lamark Canal into Laguna Lake and then into the North Spread Waterway—free from bridge restrictions. Key features of the property include a seawall and ample space to design your own captain's walk, boat lift, kayak launch, or tiki hut layout. The outdoor entertainment area is both generous and inviting, featuring a screened lanai that is perfect for relaxation and hosting gatherings. The interior boasts a bright, open floor plan, allowing natural light to enhance the modern design. With western rear exposure, the home captures breathtaking sunsets and provides easy access to vista views of the pool, spa, and saltwater waterfront—an ideal setting for outdoor meals, swimming, and leisure activities. The expansive living room, featuring a striking 14-foot cove ceiling, offers seamless views of the lanai and canal. Designed for both comfort and style, the interior includes tile flooring throughout, impact-resistant doors and windows, and a modern kitchen equipped with stainless steel appliances, including a refrigerator/freezer, microwave, range, and dishwasher. The kitchen showcases elegant Italian cabinets and a spacious quartz waterfall island with a breakfast bar. The primary suite is generously sized, featuring private sliding doors to the lanai and large walk-in closets with custom wood shelving. The luxurious spa-like primary bathroom includes a separate tub and shower, dual sinks, and quartz countertops—creating the ultimate sanctuary for relaxation. The thoughtfully designed split floor plan ensures privacy for both residents and guests, with three additional guest bedrooms catering perfectly to family and friends. Step outside to enjoy the picturesque Southwest Florida weather in your backyard oasis, complete with a jacuzzi spa and pool for relaxation and recreation. The spacious garage offers ample room for vehicles, storage, and hobbies, merging convenience with versatility. Explore this beautifully designed home that incorporates direct Gulf access and abundant outdoor entertainment space, offering an exceptional blend of style, comfort, and location. Don’t miss the chance to call this waterfront paradise your own!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,207
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−62.7%
$/sqft vs PORT CHARLOTTE SEC 87
$136 vs $330
Days on market
406 vs 59 typical
Where $136/sqft sits among the 24 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
18 of 24
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 659% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10510 RAINSVILLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$748,000
14638 LILLIAN CIRCLE · same community
3 bd · 2.5 ba · 2,204 sqft · $339/sqft · 0 DOM
Sold · Dec ’25$555,000
14527 MAYSVILLE CIRCLE · same community
3 bd · 3 ba · 2,197 sqft · $253/sqft · 214 DOM
Sold · Mar ’26$250,000
14119 CHAMBERSBURG AVENUE · same community
4 bd · 2 ba · 2,256 sqft · $111/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10510 RAINSVILLE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10510 RAINSVILLE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10510 RAINSVILLE STREET FAQs
What would the monthly payment be for 10510 RAINSVILLE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,216/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10510 RAINSVILLE STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10510 RAINSVILLE STREET?+
The most recent tax bill on record (2024) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10510 RAINSVILLE STREET?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $299,900, this home is listed about 9% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10510 RAINSVILLE STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,900 runs 659% above the PORT CHARLOTTE 33981 median — but at 2,207 sqft it's also 35% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
406 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $460,000, now $299,900 — a $160K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · David Irwin. MLS #C7511874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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