CENTURY 21 Edge
$299,900$460,0004 bd3.5 ba2,207 sqft$136 /sqft$2,216 /mo all-in ↓

10510 RAINSVILLE STREET, PORT CHARLOTTE, FL, 33981

Active406 days on marketListed Jul 10, 2025MLS #C7511874

Reduced $160KNew constructionWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 87

About this home

10510 RAINSVILLE STREET

Under Construction. This home is partially completed, and the seller is selling AS IS. The cost to complete this project is $375,000, which includes the pool, and it will take 6 months to finish. Photos are what the home looks like now and what it will look like when completed. **Stunning Waterfront Contemporary Home with Direct Gulf Access** Introducing a remarkable opportunity to own a waterfront contemporary home in the highly sought-after Taurus Canal. This exquisite property features 4 bedrooms, 3 bathrooms, a luxurious Jacuzzi spa, and a swimming pool, complemented by a spacious 3-car garage. Ideal for boating enthusiasts and individuals who appreciate the Southwest Florida paradise lifestyle, this home offers an unparalleled retreat. Situated in a prime location near the future Seven Islands Waterfront Community, homeowners can look forward to nearby planned marinas, parks, dining options, and resort-style amenities. This property presents incredible potential, with rising values. Additionally, adjacent land is available for sale, further enhancing the possibilities for expansion. With a prime position on the Taurus Canal, access to the Gulf is seamless via Lamark Canal into Laguna Lake and then into the North Spread Waterway—free from bridge restrictions. Key features of the property include a seawall and ample space to design your own captain's walk, boat lift, kayak launch, or tiki hut layout. The outdoor entertainment area is both generous and inviting, featuring a screened lanai that is perfect for relaxation and hosting gatherings. The interior boasts a bright, open floor plan, allowing natural light to enhance the modern design. With western rear exposure, the home captures breathtaking sunsets and provides easy access to vista views of the pool, spa, and saltwater waterfront—an ideal setting for outdoor meals, swimming, and leisure activities. The expansive living room, featuring a striking 14-foot cove ceiling, offers seamless views of the lanai and canal. Designed for both comfort and style, the interior includes tile flooring throughout, impact-resistant doors and windows, and a modern kitchen equipped with stainless steel appliances, including a refrigerator/freezer, microwave, range, and dishwasher. The kitchen showcases elegant Italian cabinets and a spacious quartz waterfall island with a breakfast bar. The primary suite is generously sized, featuring private sliding doors to the lanai and large walk-in closets with custom wood shelving. The luxurious spa-like primary bathroom includes a separate tub and shower, dual sinks, and quartz countertops—creating the ultimate sanctuary for relaxation. The thoughtfully designed split floor plan ensures privacy for both residents and guests, with three additional guest bedrooms catering perfectly to family and friends. Step outside to enjoy the picturesque Southwest Florida weather in your backyard oasis, complete with a jacuzzi spa and pool for relaxation and recreation. The spacious garage offers ample room for vehicles, storage, and hobbies, merging convenience with versatility. Explore this beautifully designed home that incorporates direct Gulf access and abundant outdoor entertainment space, offering an exceptional blend of style, comfort, and location. Don’t miss the chance to call this waterfront paradise your own!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,207

Sqft

0.23 ac

Lot size

3

Garage

2025

Year built

One

Levels

$136

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesEast
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2024)$1,780/yr
PetsCats OK
CommunityFishing · Private Boat Ramp · Water Access · Waterfront

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,216 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2024 actual bill$148
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,216/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$148
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $803,274 · range $763K$905K$941K

vs edgeAI estimate

−62.7%

$/sqft vs PORT CHARLOTTE SEC 87

$136 vs $330

Days on market

406 vs 59 typical

Where $136/sqft sits among the 24 homes for sale in PORT CHARLOTTE SEC 87

3 · this home
4
0
3
6
8
$136–180$180–223$223–267$267–311$311–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 10510 RAINSVILLE STREET inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

18 of 24

PORT CHARLOTTE SEC 87 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 659% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $160K
Jul 10, 2025Listed at $460,000 · 406 days on market since
2025Built · PORT CHARLOTTE SEC 87

Reality check

What actually sold near 10510 RAINSVILLE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14638 LILLIAN CIRCLESold · Feb ’26

$748,000

14638 LILLIAN CIRCLE · same community

3 bd · 2.5 ba · 2,204 sqft · $339/sqft · 0 DOM

14527 MAYSVILLE CIRCLESold · Dec ’25

$555,000

14527 MAYSVILLE CIRCLE · same community

3 bd · 3 ba · 2,197 sqft · $253/sqft · 214 DOM

14119 CHAMBERSBURG AVENUESold · Mar ’26

$250,000

14119 CHAMBERSBURG AVENUE · same community

4 bd · 2 ba · 2,256 sqft · $111/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10510 RAINSVILLE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10510 RAINSVILLE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10510 RAINSVILLE STREET FAQs

What would the monthly payment be for 10510 RAINSVILLE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,216/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10510 RAINSVILLE STREET?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10510 RAINSVILLE STREET?+

The most recent tax bill on record (2024) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10510 RAINSVILLE STREET?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $299,900, this home is listed about 9% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10510 RAINSVILLE STREET?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$299,900 runs 659% above the PORT CHARLOTTE 33981 median — but at 2,207 sqft it's also 35% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

406 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $460,000, now $299,900 — a $160K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · David Irwin. MLS #C7511874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 10510 RAINSVILLE STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Tommy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 20, 2026 at 5:57 PM UTC. The listing information on this page last changed on August 20, 2026 at 5:57 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 20, 2026 at 5:57 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 20, 2026 at 5:57 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.