23081 AMBASSADOR AVENUE, PORT CHARLOTTE, FL, 33954
Active335 days on marketListed Sep 15, 2025MLS #C7514826
About this home
23081 AMBASSADOR AVENUE
Enter through the screened front porch to this spacious 3 bedroom, 2 bath, 2 car garage POOL home located in the desirable Section 15 in Port Charlotte. There are no HOA fees, located in Flood Zone X and has both public water and sewer. There is no carpeting here. Beautiful luxury vinyl throughout the main living areas, bedrooms and master bath and ceramic tile in the foyer, kitchen and large utility room. The eat in kitchen, open to the family room, features a large breakfast bar, granite counters, tiled backsplash and stainless appliances. There is an abundance of wood cabinetry along with an island for extra work space and storage. You'll have access to the 33 x 10 covered lanai and pool area through triple pocket sliders from the dining room, French Doors from the primary bedroom, single door from the dinette area, sliders from the second bedroom and door from the guest bath for convenience. The ensuite primary bedroom features 2 walk-in closets, large bathroom with double sink vanity with granite top, plus a tiled shower and garden tub. The split plan affords you and your guests, or other family members, plenty of privacy. Enjoy the sparkling pool plus the spacious pool deck with room for chaise lounges and your grill. You even have a fully fenced backyard for privacy. Updates include a New Roof in 2022, whole house re-pipe in 2018, A/C in 2016. Conveniently located just a short distance to I-75, US 41, restaurants, shopping, golf, fishing and more. The beaches on Manasota Key and Boca Grande are just a short drive from your new home. Call to schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,145
Sqft
0.23 ac
Lot size
2
Garage
1996
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,993 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs PORT CHARLOTTE SEC 015
$186 vs $203
Days on market
335 vs 59 typical
Where $186/sqft sits among the 13 homes for sale in PORT CHARLOTTE SEC 015
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 13
PORT CHARLOTTE SEC 015 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1453% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 23081 AMBASSADOR AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$465,000
259 VICEROY TERRACE · same community
3 bd · 2.5 ba · 2,182 sqft · $213/sqft · 58 DOM
Sold · Feb ’26$335,000
23158 RANGER AVENUE · same community
4 bd · 3 ba · 2,097 sqft · $160/sqft · 60 DOM
Sold · Feb ’26$375,000
23165 HAMMOND AVENUE · same community
3 bd · 2 ba · 2,204 sqft · $170/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 23081 AMBASSADOR AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23081 AMBASSADOR AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23081 AMBASSADOR AVENUE FAQs
What would the monthly payment be for 23081 AMBASSADOR AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23081 AMBASSADOR AVENUE?+
The most recent tax bill on record (2024) was $3,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $399,000, this home is listed about 21% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 23081 AMBASSADOR AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 1453% above the PORT CHARLOTTE 33954 median — but at 2,145 sqft it's also 31% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
335 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $424,900, now $399,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Shellee Guinta. MLS #C7514826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 23081 AMBASSADOR AVENUE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tyler to ping you on any price or status change →