1201 LOTUS STREET, PORT CHARLOTTE, FL, 33953
Active217 days on marketListed Jan 10, 2026MLS #C7519987
About this home
1201 LOTUS STREET
Do you love that Minimalistic, Modern Farmhouse vibe? Do you go crazy for custom shiplap walls? If so, then WELCOME HOME! You are sure to fall in love with this 2023 built, 3 bedroom, 2 bathrooms, Beautiful home, chalked full with custom upgrades. Pulling up to the property you quickly notice the expansive driveway, perfect for parking a boat and multiple vehicles. Walking up to the front door you are greeted by an inviting front porch with a comfortable sitting area. Once in the home, your eyes are automatically drawn to the Custom Shiplap Wrapped Fireplace with custom built-ins. Feeling the warmth from the abundance of natural light cascading onto the wood plank tile through a number of large windows and immediately you get the feeling that this is HOME! Glance over to the right and you'll find the heart of the home, a large kitchen with copious amounts of counter space and everyone's favorite white cabinets. Accenting and highlighting this already great space are upgraded Samsung Bespoke appliances. This home features an open, split floor plan with the primary bedroom off to the left and 2 additional spacious guest bedrooms, complete with luxury vinyl plank flooring, to the right. The large primary bedroom is sure please, especially once you enter into the primary en-suite. Here you will find a double sink vanity, walk in shower and magazine worthy shiplap accents throughout the space. Located in a desirable area of Port Charlotte with quick access to some of the areas best shopping and restaurants. So don't let your dream Florida home become someone else's address, setup your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,540
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,551 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,551/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs PORT CHARLOTTE SEC 029
$211 vs $233
Days on market
217 vs 59 typical
Where $211/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 029
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 12
PORT CHARLOTTE SEC 029 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1384% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1201 LOTUS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$299,000
15106 CANNELL LANE · same community
3 bd · 2 ba · 1,550 sqft · $193/sqft · 37 DOM
Sold · Apr ’26$298,000
1064 ADALIA TERRACE · same community
4 bd · 2 ba · 1,593 sqft · $187/sqft · 41 DOM
Sold · Apr ’26$300,000
15167 MALCOLM AVENUE · same community
3 bd · 2 ba · 1,469 sqft · $204/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1201 LOTUS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1201 LOTUS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1201 LOTUS STREET FAQs
What would the monthly payment be for 1201 LOTUS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1201 LOTUS STREET?+
The most recent tax bill on record (2025) was $4,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $324,900, this home is listed about 2% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1201 LOTUS STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$324,900 runs 1384% above the PORT CHARLOTTE 33953 median.
02Time on market is leverage
217 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $339,900, now $324,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Chad McKinney. MLS #C7519987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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