
129 BREAKERS COURT UNIT 121, PUNTA GORDA, FL, 33950
Active247 days on marketListed Jan 16, 2026MLS #C7520128
About this home
129 BREAKERS COURT UNIT 121
A Refined Waterfront Retreat in Punta Gorda Isles: There are waterfront residences, and then there are those rare properties that bring together space, privacy, boating access and an exceptional setting in a way that feels truly special. Residence 121 at 129 Breakers Court is one of them. Encompassing 2,383 square feet, this elegant three-bedroom, two-bath corner residence occupies one of only four homes in an intimate boutique building overlooking Bass Inlet and the waters leading to Charlotte Harbor. With sailboat access and no bridges, the water is quite literally part of your everyday lifestyle. A deeded dock with a 10,000-pound boat lift provides effortless access for boating, while the ever-changing waterfront panorama offers a front-row seat to life on the water. Beautifully remodeled in 2023, the residence is defined by its generous proportions and understated sophistication. Nearly 10-foot tray ceilings, 8-foot doors and 24" x 48" white porcelain tile create an airy, contemporary backdrop throughout the main living spaces. The open-concept design flows naturally from the living and dining areas into the beautifully appointed kitchen, where soft-close cabinetry, under-cabinet lighting, glass tile backsplash, reverse-osmosis filtration and a substantial breakfast bar combine style with everyday practicality. The expansive primary suite offers more than 500 square feet of private living space, including a comfortable sitting and reading area and a generous walk-in closet. Each of the three bedrooms features its own walk-in closet, providing exceptional storage and comfort for both residents and guests. Walls of glass open to a 155-square-foot screened lanai, where morning coffee, evening cocktails and sunset views become part of the rhythm of life. Beyond, Bass Inlet stretches toward Charlotte Harbor, creating a peaceful and ever-changing backdrop. Practical luxuries have been thoughtfully incorporated as well. The enclosed, weather-protected under-building garage includes two deeded parking spaces, additional room for a golf cart, bicycles or kayak, and a private storage room. An oversized, humidity-controlled community gear locker provides additional dedicated space for boating and fishing equipment. Residents also enjoy a waterfront pool and screened gathering area overlooking Bass Inlet. A new metal roof installed in 2023 adds another layer of long-term value and peace of mind. The $785 monthly association fee, unchanged since 2022, includes flood insurance, trash, pool, elevator and pest control. Set along a quiet, palm-lined cul-de-sac terminating at Brown Park, the location offers an enviable balance of privacy and convenience. Fishermen's Village, Isles Yacht Club, Gilchrist Park, tennis and pickleball are all within walking or biking distance, while Sunseeker Resort is just across the way. Whether envisioned as a year-round residence or an elegant Florida retreat, this is a home designed for those who appreciate space, waterfront living and the quiet luxury of having everything in its place. Simply put, this is Punta Gorda Isles waterfront living at its most effortless.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,383
Sqft
2
Garage
2003
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$222 vs $203
Days on market
247 vs 63 typical
Where $222/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fisherman's Village
Get to know Punta Gorda. See the full Punta Gorda guide →
Fisherman's Village — neighborhood snapshot
Population
109
Median age
66
Median income
$66,832
Median home value
$389,400
Avg household
2
Households w/ children
6%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
223 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 129 BREAKERS COURT UNIT 121
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,388,000
2126 VIA VENETO DRIVE
4 bd · 3 ba · 2,345 sqft · $592/sqft · 168 DOM
Sold · Apr ’26$385,000
1318 SAN MATEO DRIVE
3 bd · 2 ba · 2,425 sqft · $159/sqft · 59 DOM
Sold · May ’26$812,500
2321 VIA VENETO DRIVE
4 bd · 2 ba · 2,428 sqft · $335/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 129 BREAKERS COURT UNIT 121 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 129 BREAKERS COURT UNIT 121 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
129 BREAKERS COURT UNIT 121 FAQs
What would the monthly payment be for 129 BREAKERS COURT UNIT 121?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 129 BREAKERS COURT UNIT 121?+
The most recent tax bill on record (2025) was $9,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 129 BREAKERS COURT UNIT 121?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $529,000, this home is listed about 56% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 129 BREAKERS COURT UNIT 121?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$529,000 runs 96% above the PUNTA GORDA 33950 median — but at 2,383 sqft it's also 42% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
247 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $649,000, now $529,000 — a $120K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Norine Walker. MLS #C7520128.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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