CENTURY 21 Edge
$425,0005 bd3 ba3,021 sqft$141 /sqft$3,135 /mo all-in ↓

16390 QUEEN PALM DRIVE, PORT CHARLOTTE, FL, 33953

Active163 days on marketListed Mar 5, 2026MLS #C7522225

New constructionWaterfrontSingle Family ResidencePALMS/WEST PORT 1A

About this home

16390 QUEEN PALM DRIVE

LIKE BRAND NEW! LYNN HAVEN FLOORPLAN 5 BEDROOM, 3 BATH, 2 CAR GARAGE BUILT BY RYAN HOMES AT WESTPORT with an impressive 3,021 square feet of living space, this home is tailored for both comfort and style. From the moment you arrive, the fresh landscaping and paver driveway create an inviting curb appeal. Step through the front door into a welcoming entryway hall, where to your left, you'll find a private office with double glass doors. As you continue through the home, you'll be greeted by an expansive open-concept layout featuring the kitchen, dining, and living areas. The kitchen has white cabinetry, granite countertops, stainless steel appliances (including a double wall oven), a walk-in pantry, and an oversized island perfect for entertaining. Adjacent to the island, the dining area comfortably seats eight, making it the ideal spot for hosting family and friends. The first floor also includes a guest bedroom conveniently located next to a full bathroom, offering the perfect setup for a mother-in-law suite or private retreat for visitors. Upstairs, a spacious loft awaits creating a versatile space that can serve as a cozy TV room, game area, or second living space. The luxurious primary suite is a true sanctuary, featuring three windows that fill the room in natural light, a stunning accent wall, and en suite bath with dual sinks, walk-in shower, and a private water closet. The upper level also offers three additional guest bedrooms and a well-appointed shared bathroom, ensuring plenty of room for everyone. Step outside to your L-shaped covered lanai, where you can unwind while enjoying tranquil pond views. Whether you're hosting a backyard gathering or simply savoring a quiet evening, this space is perfect for relaxation and entertaining. Conveniently located in the new community of West Port surrounding Centennial Park and Recreation Center with nature trails, lakes for fishing, playground, state-of-the-art fitness center, aquatic facility plus much more. Pedestrian friendly community where sidewalks, pathways and trails offer residents miles of walking, jogging and bicycling opportunities. Great location close to Murdock restaurant and shopping district, Charlotte Sports Park, Fairgrounds, schools, golf and a short drive to SWFL gulf beaches and downtown Punta Gorda with award winning fishing and boating plus community events and entertainment. Don’t miss this opportunity to make this exceptional home your new permanent residence or Florida retreat! Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,021

Sqft

0.14 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$141

Per sqft

WaterfrontNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$3,229/yr
PetsYes
CommunityPark

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,135 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$269
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,135/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$269
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$408KedgeAI estimate $428,101 · range $425K$436K$453K

vs edgeAI estimate

−0.7%

$/sqft vs Port Charlotte actives

$141 vs $209

Days on market

163 vs 59 typical

Where $141/sqft sits among the 400 Port Charlotte actives

117 · this home
117
60
39
26
41
$129–176$176–222$222–269$269–315$315–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Murdock Village

Map of 16390 QUEEN PALM DRIVE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Murdock Village — neighborhood snapshot

Population

770

Median age

57

Median income

$22,690

Median home value

$11,917

Avg household

2

Households w/ children

111

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

197 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1836% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Mar 5, 2026Listed at $425,000 · 163 days on market since
2025Built · PALMS/WEST PORT 1A

Reality check

What actually sold near 16390 QUEEN PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1714 W PALMS DRIVESold · Nov ’25

$417,700

1714 W PALMS DRIVE · same community

4 bd · 2.5 ba · 2,797 sqft · $149/sqft · 0 DOM

16378 QUEEN PALM DRIVESold · Apr ’26

$375,000

16378 QUEEN PALM DRIVE · same community

5 bd · 3 ba · 2,797 sqft · $134/sqft · 0 DOM

16372 QUEEN PALM DRIVESold · Jun ’26

$367,115

16372 QUEEN PALM DRIVE · same community

3 bd · 2 ba · 2,021 sqft · $182/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16390 QUEEN PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16390 QUEEN PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16390 QUEEN PALM DRIVE FAQs

What would the monthly payment be for 16390 QUEEN PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,135/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16390 QUEEN PALM DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16390 QUEEN PALM DRIVE?+

The most recent tax bill on record (2025) was $3,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16390 QUEEN PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $425,000, this home is listed about 29% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16390 QUEEN PALM DRIVE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 1836% above the PORT CHARLOTTE 33953 median — but at 3,021 sqft it's also nearly twice the size of the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

163 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7522225.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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