1988 W PALMS DRIVE, PORT CHARLOTTE, FL, 33953
Active186 days on marketListed Feb 9, 2026MLS #D6145912
About this home
1988 W PALMS DRIVE
Set at the end of a peaceful cul-de-sac, this newer Port Charlotte villa offers a rare combination of privacy, modern design, and extra outdoor space. Built in 2023 and positioned on an oversized lot with no rear neighbors, the home backs to a quiet greenbelt, creating a relaxed setting that feels both open and secluded. The interior features a well-planned open layout with a contemporary kitchen highlighted by quartz countertops, a custom backsplash, and a large center island that flows effortlessly into the main living area. Sliding doors open to a screened lanai—perfect for enjoying Florida mornings or winding down in the evening. The primary suite includes a spacious walk-in closet and a stylish en-suite bath with dual vanities and a walk-in shower, while a versatile bonus room offers flexibility for work, guests, or hobbies. Additional highlights include tile flooring throughout, hurricane shutters, a full-size laundry room, and a two-car garage. Located just minutes from Centennial Park, the Charlotte County Recreation Center, beaches, golf, shopping, and dining, this home delivers easy living in a growing Port Charlotte community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,470
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,610 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,610/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs Port Charlotte actives
$184 vs $209
Days on market
186 vs 59 typical
Where $184/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Murdock Village
Get to know Port Charlotte. See the full Port Charlotte guide →
Murdock Village — neighborhood snapshot
Population
770
Median age
57
Median income
$22,690
Median home value
$11,917
Avg household
2
Households w/ children
111
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
197 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1130% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1988 W PALMS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$270,000
1969 W PALMS DRIVE · same community
3 bd · 2 ba · 1,515 sqft · $178/sqft · 122 DOM
Sold · Mar ’26$275,000
1958 W PALMS DRIVE · same community
3 bd · 2 ba · 1,515 sqft · $182/sqft · 156 DOM
Sold · Jun ’26$263,375
16449 QUEEN PALM DRIVE · same community
3 bd · 2 ba · 1,549 sqft · $170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1988 W PALMS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1988 W PALMS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1988 W PALMS DRIVE FAQs
What would the monthly payment be for 1988 W PALMS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,610/mo — principal and interest, the actual property-tax bill, the $168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1988 W PALMS DRIVE?+
The association fee works out to $168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1988 W PALMS DRIVE?+
The most recent tax bill on record (2025) was $6,878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1988 W PALMS DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $270,000, this home is listed about 18% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1988 W PALMS DRIVE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$270,000 runs 1130% above the PORT CHARLOTTE 33953 median.
02Time on market is leverage
186 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $280,000, now $270,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6145912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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