4405 HARBOR BOULEVARD, PORT CHARLOTTE, FL, 33952
Active152 days on marketListed Mar 9, 2026MLS #C7522933
Come see it
Upcoming open house
Sun, Aug 9
12:00 PM – 2:00 PM
About this home
4405 HARBOR BOULEVARD
Virtually Staged. Rare 5BR/4BA, 3,682 square feet Port Charlotte canal-view home on an oversized corner lot. This home was originally a model home by Neal Town Homes, and purchased by the current owner in 1979. In 1991, as the family grew, this home was renovated and then in 1993 the 2nd story was added. The New Tile Roof and Skylight Windows were recently installed in 2024. The spacious Custom 2-story design provides 3 first-floor bedrooms with 2 full baths plus an upstairs primary bedroom/bathroom suite and a guest bedroom with an ensuite bathroom that could function as an office/den/workout/nursery. The 2nd Bedroom on the first floor would be ideal for a multi-generational family. Adjacent to the 2nd Bedroom there is an ensuite bathroom, family room/den that can be completely separated from all of the other living areas and the sliding doors can be closed for privacy, or the family room/den could be utilized for an entertainment room for all of the family to gather for movie night or a game of billiards. Another option is that this side of the home could be converted into an in-law suite. As you walk in from the front door, the Living Room is oversized and wraps around to a large dining area in the kitchen with a breakfast bar, with under counter lighting, as well as custom entertainment center to enjoy while gathering for meals. Features include custom cabinetry throughout the home, updated bathrooms with granite counter tops, new faucets and touch mirrors, NHT Speakers, clay tile roof, screened covered porch, in-ground spa, French doors, hurricane shutters, water softener, irrigation system and 2-car garage. Public water/sewer, RO system for kitchen sink and appliances stay. This home is so light and bright with so many windows in every room you will enjoy the natural sunlight. And the best way to start or end your day is relaxing in the lanai and enjoying the in-ground spa that is heated and Pentair capable. The possibilities for a new owner are endless! No HOA, no CDD, convenient to US-41, Sunseeker Resort, historic Punta Gorda, shopping, dining, schools, golf and Gulf beaches. Start your Florida lifestyle here- bring your family and friends —schedule your private tour now!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,682
Sqft
0.31 ac
Lot size
2
Garage
1972
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,700 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,700/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 043
$197 vs $334
Days on market
152 vs 60 typical
Where $197/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 043
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
2 of 7
PORT CHARLOTTE SEC 043 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 400% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4405 HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,400,000
119 CREEK DRIVE SE · same community
3 bd · 2.5 ba · 3,444 sqft · $407/sqft · 239 DOM
Sold · Sep ’25$660,000
126 PECKHAM STREET SW · same community
4 bd · 3 ba · 2,782 sqft · $237/sqft · 172 DOM
Sold · Dec ’25$580,000
127 COLONIAL STREET SW · same community
4 bd · 3 ba · 2,658 sqft · $218/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4405 HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4405 HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4405 HARBOR BOULEVARD FAQs
What would the monthly payment be for 4405 HARBOR BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,700/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4405 HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $4,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4405 HARBOR BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $725,000, this home is listed about 119% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 4405 HARBOR BOULEVARD?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$725,000 runs 400% above the PORT CHARLOTTE 33952 median — but at 3,682 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
152 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $749,900, now $725,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Debora Sestilio. MLS #C7522933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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