4405 HARBOR BOULEVARD, PORT CHARLOTTE, FL, 33952
Active243 days on marketListed Mar 9, 2026MLS #C7522933
About this home
4405 HARBOR BOULEVARD
One or more photo(s) has been virtually staged. Don’t sleep on this custom-built home in an extraordinary location. Just two blocks from Charlotte Park Beach, the only beach in Charlotte County, this spacious home offers room for everyone, with five bedrooms, four bathrooms, a home office, and a full first-floor suite. Relax in the spa within the enclosed outdoor living area, or enjoy the kitchen featuring Sub-Zero refrigeration, a Thermador cooktop, a Fisher & Paykel dishwasher, and reverse-osmosis water filtration. Electric roll downs, accordion shutters and manual roll down shutters on the 2nd floor insure lock and leave convenience. Custom-built with a second story added, the home is ready for its next chapter and offers the opportunity to refresh and make it your own. The roof and skylights were replaced in 2024. With no HOA, there’s room to park your boat in the driveway. The 16 acre Charlotte Park Beach is now restored, the boat launch and playground are open and the Recreation center with pool, board walk and fishing pier are targeted for completion at the end 2026 Just 15 minutes from Punta Gorda Airport and historic downtown Punta Gorda, this location pairs everyday convenience with a water view. The taxes may be a welcome surprise. Discover exactly what you have been searching for in your Florida dream home.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,682
Sqft
0.31 ac
Lot size
2
Garage
1972
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,350 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,350/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs Port Charlotte actives
$197 vs $203
Days on market
243 vs 55 typical
Where $197/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
35,231
Median age
53.1
Median income
$61,382
Median home value
$237,700
Avg household
2.33
Households w/ children
3,246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 303% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4405 HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,400,000
119 CREEK DRIVE SE · same community
3 bd · 2.5 ba · 3,444 sqft · $407/sqft · 239 DOM
Sold · Aug ’26$1,565,000
103 GRAHAM STREET SE · same community
4 bd · 3 ba · 2,841 sqft · $551/sqft · 325 DOM
Sold · Dec ’25$580,000
127 COLONIAL STREET SW · same community
4 bd · 3 ba · 2,658 sqft · $218/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4405 HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4405 HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4405 HARBOR BOULEVARD FAQs
What would the monthly payment be for 4405 HARBOR BOULEVARD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,350/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4405 HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $4,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4405 HARBOR BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $725,000, this home is listed about 120% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4405 HARBOR BOULEVARD?+
Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$725,000 runs 303% above the PORT CHARLOTTE 33952 median — but at 3,682 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
243 days on market against a Port Charlotte median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $749,900, now $725,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Debora Sestilio. MLS #C7522933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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