2503 SW 41ST STREET, CAPE CORAL, FL, 33914
Active145 days on marketListed Mar 23, 2026MLS #C7523851
About this home
2503 SW 41ST STREET
NOT IN A FLOOD ZONE!! An exceptional opportunity to build a luxury waterfront estate on this .46-acre Gulf access lot. 146 feet of breathtaking water frontage. Like the home shown in the photos? We’ve done the builder vetting for you and taken the guesswork out of the process. Cape Signature Homes is a locally established builder with over 23 years of experience and a strong reputation in the area. A spec sheet for the featured home design is available, along with additional floor plan options. Buyer is not obligated to use this builder. Positioned on a wide canal, the property offers Gulf access with just one bridge and no locks, providing effortless boating access to the Caloosahatchee River. This area provides a stunning boat ride to the river along the spreader canal where you can enjoy beautiful wildlife. Before reaching the river you can stop at Cape Harbor and enjoy a cocktail and wonderful food at one of their many restaurants. This premier homesite is already improved with a concrete seawall and concrete dock, a significant value that allows you to move forward with your custom build without delay. Nearly half an acre in size, the lot offers ample space to design a high-end waterfront residence complete with expansive outdoor living, a resort-style pool, and sweeping water views. Enjoy the privacy, scale, and prestige of one of Cape Coral’s most desirable boating areas, while remaining conveniently close to shopping, dining, and major thoroughfares. Whether creating a personal waterfront sanctuary or a statement investment property, this lot delivers the location, infrastructure, and boating lifestyle that define luxury living in Southwest Florida. This is a rare opportunity to secure a large Gulf access lot.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,699 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,699/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2503 SW 41ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2503 SW 41ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2503 SW 41ST STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2503 SW 41ST STREET FAQs
What would the monthly payment be for 2503 SW 41ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,699/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2503 SW 41ST STREET?+
The most recent tax bill on record (2025) was $4,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2503 SW 41ST STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $499,000, this home is listed about 12% above the Cape Coral median of $447,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2503 SW 41ST STREET?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,000 runs 25% above the CAPE CORAL 33914 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
145 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $525,000, now $499,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAXIM LLC · Gibson Eagle. MLS #C7523851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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