CENTURY 21 Edge
$275,0003 bd2 ba1,184 sqft$232 /sqft$2,330 /mo all-in ↓

3097 PARADE TERRACE, NORTH PORT, FL, 34286

Active157 days on marketListed Apr 16, 2026MLS #C7524848

Single Family ResidencePORT CHARLOTTE SUB 05

About this home

3097 PARADE TERRACE

FULLY UPDATED, LIGHT-FILLED LIVING WITH A SPACIOUS OPEN DESIGN — WELCOME TO YOUR NORTH PORT RETREAT. Step into this GORGEOUSLY REDONE 3-bedroom, 2-bathroom, 2-car garage home, perfectly positioned in a quiet yet CENTRALLY LOCATED neighborhood of North Port, offering both privacy and convenience to shopping, dining, schools, and everyday essentials. From the moment you walk in, you’ll notice the BRIGHT AND AIRY FEEL, enhanced by TALL CEILINGS and an OPEN FLOORPLAN that creates a seamless flow throughout the home. The WELL-SIZED LIVING AREAS provide flexibility for both relaxing and entertaining, with plenty of natural light pouring in to highlight the home’s refreshed and modern appeal. The kitchen opens effortlessly to the main living spaces, making it ideal for hosting, everyday living, or simply enjoying a connected, comfortable layout. Each bedroom is GENEROUSLY SIZED, offering ample space for family, guests, or a home office setup. Step outside to your FULLY VINYL-FENCED BACKYARD — perfect for pets, play, or creating your own private outdoor oasis. Whether you envision weekend barbecues, a future pool, or a peaceful retreat, this yard offers the space and privacy to make it your own. For added peace of mind, the ROOF WAS REPLACED APPROXIMATELY 5 YEARS AGO, providing durability and long-term value for the next homeowner. This home delivers the perfect blend of STYLE, FUNCTIONALITY, AND LOCATION — making it an incredible opportunity whether you’re a first-time buyer, seasonal resident, or looking to upgrade your Florida lifestyle. DON’T MISS YOUR CHANCE TO OWN A MOVE-IN READY HOME IN ONE OF NORTH PORT’S MOST DESIRABLE AREAS — SCHEDULE YOUR SHOWING TODAY.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,184

Sqft

0.23 ac

Lot size

2

Garage

2001

Year built

One

Levels

$232

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,151/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$429
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,330/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$429
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$221KedgeAI estimate $247,799 · range $230K$272K$286K

vs edgeAI estimate

+11%

$/sqft vs PORT CHARLOTTE SUB 05

$232 vs $200

Days on market

157 vs 52 typical

Where $232/sqft sits among the 8 homes for sale in PORT CHARLOTTE SUB 05

4
1
1 · this home
0
1
1
$172–193$193–213$213–233$233–254$254–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Port Gardens

Get to know North Port. See the full North Port guide →

North Port Gardens — neighborhood snapshot

Population

4,415

Median age

40

Median income

$74,049

Median home value

$306,400

Avg household

3

Households w/ children

748

For the school run

Sarasota County School District

ElementaryCranberry Elementary School★★★★
HighNorth Port High School★★★★★
MiddleHeron Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$316K$302K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

2 of 8

PORT CHARLOTTE SUB 05 have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 817% above the NORTH PORT 34286 median. See the full North Port market guide →

Paper trail

This home's history

Apr 16, 2026Listed at $275,000 · 157 days on market since
2001Built · PORT CHARLOTTE SUB 05

Reality check

What actually sold near 3097 PARADE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3053 DRAPER TERRACESold · Jan ’26

$263,400

3053 DRAPER TERRACE · same community

3 bd · 2 ba · 1,188 sqft · $222/sqft · 65 DOM

2783 ASHLAND LANESold · Aug ’26

$260,000

2783 ASHLAND LANE · same community

3 bd · 2 ba · 1,213 sqft · $214/sqft · 4 DOM

2621 PARLAY LANESold · Oct ’25

$315,000

2621 PARLAY LANE · same community

3 bd · 2 ba · 1,236 sqft · $255/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3097 PARADE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3097 PARADE TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3097 PARADE TERRACE FAQs

What would the monthly payment be for 3097 PARADE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3097 PARADE TERRACE?+

The most recent tax bill on record (2025) was $5,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3097 PARADE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $275,000, this home is listed about 18% below the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3097 PARADE TERRACE?+

Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$275,000 runs 817% above the NORTH PORT 34286 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

157 days on market against a North Port median of 52 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7524848.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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