10884 MCALESTER CIRCLE, PORT CHARLOTTE, FL, 33981
Active90 days on marketListed May 13, 2026MLS #C7526127
About this home
10884 MCALESTER CIRCLE
Welcome to your slice of coastal heaven! This prime Gulf-access lot is nestled in the heart of Port Charlotte’s tropical waterfront community, offering the perfect canvas for your dream home or vacation escape. Located on the serene McAlester Circle, this property combines tranquility with unbeatable convenience. Property Highlights Direct Gulf Access via scenic canals—ideal for year-round boating, kayaking, and world-class fishing! Minutes from pristine white-powder beaches where sunsets paint the sky in unforgettable hues Surrounded by upscale dining, boutique shopping, and vibrant entertainment options. Close to luxury resorts and hotels, perfect for hosting guests or enjoying staycations Easy access to Punta Gorda, Sarasota, and Fort Myers airports—your gateway to anywhere No HOA restrictions, giving you the freedom to build your tropical oasis your way! Whether you're envisioning a waterfront villa with a private dock or a cozy coastal retreat, this lot offers endless possibilities. The warm Florida sun, gentle Gulf breezes, and laid-back lifestyle are calling—why wait? Don’t let the summer end—make it your forever season. Just minutes from Boca Grande’s legendary beaches, waterfront dining at The Perfect Caper, and boutique shopping in Punta Gorda. Secure your piece of paradise today before it’s gone!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10884 MCALESTER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
14382 LILLIAN CIRCLE · same community
3 bd · 2 ba · 1,451 sqft · $331/sqft · 219 DOM
Sold · Apr ’26$400,000
14150 MAYSVILLE CIRCLE · same community
3 bd · 2 ba · 1,564 sqft · $256/sqft · 42 DOM
Sold · Jul ’26$375,000
10071 SUNDAY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $231/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10884 MCALESTER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10884 MCALESTER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10884 MCALESTER CIRCLE FAQs
What would the monthly payment be for 10884 MCALESTER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10884 MCALESTER CIRCLE?+
The most recent tax bill on record (2025) was $2,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $120,000, this home is listed about 64% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 10884 MCALESTER CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R. WOOD PROPERTIES · Nelson Rua. MLS #C7526127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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