3181 NORMANDY DRIVE, PORT CHARLOTTE, FL, 33952
Active134 days on marketListed Jun 2, 2026MLS #C7526728
About this home
3181 NORMANDY DRIVE
SELLER WILL CREDIT TOWARDS BUYERS CLOSING COSTS! MOTIVATED SELLER! Well-maintained 3-bedroom, 2-bath split floorplan home situated on a freshwater canal. With high elevation, this home has NEVER FLOODED and no recent hurricane damage. NEW A/C in 2023. ROOF replacement in 2020. City water/sewer! Incredible upgrade with Bahama storm shutters, adding elegance and protection, while eliminating the need to remove/ put up shutters. The over-sized lot is filled with fruit-bearing plants and trees, including pineapple, tangelo, lemon, and more. Gather around the firepit on cool evenings and enjoy the privacy and beauty of your own backyard retreat with it fully fenced in at 6ft height and two separate runs—perfect for pets, gardening, or entertaining. Additional features include a spacious garage AND a LARGE METAL STORAGE SHED. Plenty of room for storage, great location with established neighbors. CALL TODAY! *flood policy available for under 2k a year*
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,189
Sqft
0.26 ac
Lot size
1
Garage
1960
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs Port Charlotte actives
$172 vs $202
Days on market
134 vs 71 typical
Where $172/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,000
Median age
56
Median income
$37,366
Median home value
$144,150
Avg household
2
Households w/ children
583
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
192 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3181 NORMANDY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$190,000
3191 EASY STREET · same community
2 bd · 2 ba · 1,203 sqft · $158/sqft · 68 DOM
Sold · May ’26$220,000
21512 KENYON AVENUE · same community
3 bd · 2 ba · 1,140 sqft · $193/sqft · 31 DOM
Sold · Feb ’26$158,000
3388 CROTON TERRACE · same community
3 bd · 1 ba · 1,135 sqft · $139/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3181 NORMANDY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3181 NORMANDY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3181 NORMANDY DRIVE FAQs
What would the monthly payment be for 3181 NORMANDY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3181 NORMANDY DRIVE?+
The most recent tax bill on record (2025) was $3,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3181 NORMANDY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $205,000, this home is listed about 37% below the Port Charlotte median of $325,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3181 NORMANDY DRIVE?+
Port Charlotte Middle School (middle), Peace River Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$205,000 runs 17% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $219,900, now $205,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Amanda Snyder. MLS #C7526728.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 3181 NORMANDY DRIVE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →