CENTURY 21 Edge
$227,000$244,0002 bd2 ba1,400 sqft$162 /sqft≈$1,956 /mo all-in ↓

1 POINSETTIA DRIVE, FORT MYERS, FL, 33905

Active122 days on marketListed Jun 11, 2026MLS #C7527019

✦ Priced 17% below the FORT MYERS 33905 median✦ Reduced $17KManufactured HomePOINSETTIA PARK MHP

About this home

1 POINSETTIA DRIVE

EXCITING NEW PRICE REDUCTION! Discover refined Florida living in this beautifully updated 2023–2024 residence, perfectly situated in Poinsettia Park — one of Fort Myers’ premier 55+ gated communities. This exceptional home blends modern upgrades with resort-style amenities, creating an effortless, elevated lifestyle. The community offers an impressive array of features, including a heated pool, pickleball, shuffleboard, and bocce ball courts, all set within a meticulously maintained neighborhood. The elegant clubhouse serves as a vibrant social hub, complete with billiards, fitness equipment, a full kitchen, and a spacious gathering area ideal for events, activities, and community gatherings. Inside, the home shines with a fully updated kitchen, new flooring, new doors and trim, new windows, and beautifully remodeled bathrooms with granite counters — all completed in 2023. These thoughtful upgrades create a fresh, modern, and luxurious feel throughout. Major improvements include a new roof, new water heater, and new appliances (2023), with the air conditioner replaced in 2018 for added peace of mind. The home is offered partially furnished, providing convenience and style from day one. The living room is a great size and features beautiful French doors that open into a bright, inviting sunroom at the front of the home — an ideal space for relaxing, reading, or even a study, all while enjoying the Florida sunshine year-round. The newly constructed, fully enclosed sunroom offers gorgeous flooring, abundant natural light, and excellent storage options. Just off the sunroom, additional hall storage has been thoughtfully added to accommodate linens, seasonal items, or everyday essentials, enhancing organization and functionality throughout the home. SELLER IS WILLING TO CONSIDER A LEASE-TO-OWN OPPORTUNITY. OWNER WILL FINANCE AT 4.5 PERCENT APR, FOR UP TO 5 YEARS.FINANCE FROM 5-10 YEARS WILL BE AT 5.5 PERCENT APR. A DOWN PAYMENT OF 30 PERCENT OF AGREED UPON SALES PRICE IS REQUIRED. This is a rare chance to secure a beautifully upgraded residence in one of Fort Myers’ most sought-after age-qualified communities, where comfort, elegance, and lifestyle come together effortlessly

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

0.1 ac

Lot size

1992

Year built

One

Levels

$162

Per sqft

FireplacePartially55+ community

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Other · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ParkingDriveway
ExteriorHurricane Shutters · Lighting · Rain Gutters · Storage

Community & fees

HOA fee$257/mo
Taxes (2025)$1,230/yr
PetsSize Limit
CommunityBuyer Approval Required · Clubhouse · Gated Community - No Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,956 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,336
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$103
HOA fee — from the listing$257
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,945Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,945
Interest rate6.00%
Loan term

Estimated payment

$1,956/mo

Principal & interest$1,336
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$103
HOA / condo fee$257
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$162 vs $214

Days on market

122 vs 75 typical

Where $162/sqft sits among the 122 Fort Myers actives

43 · this home
42
23
4
2
8
$117–183$183–250$250–316$316–382$382–449$449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Poinsettia Park

Get to know Fort Myers. See the full Fort Myers guide →

Poinsettia Park — neighborhood snapshot

Population

236

Median age

56

Median income

$30,720

Median home value

$74,600

Avg household

2

Households w/ children

31%

For the school run

Lee County School District

ElementaryJames Stephens Elementary School★★★★★
ElementaryTice Elementary School★★★★★
ElementaryOrange River Elementary School★★★★★
ElementaryManatee Elementary School★★★★★
MiddlePaul Laurence Dunbar Middle School★★★★★
HighLehigh Senior High School★★★★★
HighGateway High School★★★★★
HighRiverdale High School★★★★★
ElementaryRiver Hall Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketBalanced — 6.5 months of inventoryBuyer’s market

$325K → $322K

Fort Myers median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

57 of 122

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the FORT MYERS 33905 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $227,000 ▼ $17K
Jun 11, 2026Listed at $244,000 · 122 days on market since
1992Built · POINSETTIA PARK MHP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1 POINSETTIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 POINSETTIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 POINSETTIA DRIVE FAQs

What would the monthly payment be for 1 POINSETTIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,956/mo — principal and interest, the actual property-tax bill, the $257/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1 POINSETTIA DRIVE?+

The association fee works out to $257 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1 POINSETTIA DRIVE?+

The most recent tax bill on record (2025) was $1,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 POINSETTIA DRIVE?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $227,000, this home is listed about 35% below the Fort Myers median of $349,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1 POINSETTIA DRIVE?+

James Stephens Elementary School (elementary), Tice Elementary School (elementary), Orange River Elementary School (elementary), Manatee Elementary School (elementary), Paul Laurence Dunbar Middle School (middle), Lehigh Senior High School (high), Gateway High School (high), Riverdale High School (high), River Hall Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Kathryn Hale. MLS #C7527019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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