CENTURY 21 Edge

22324 STATE AVENUE, PORT CHARLOTTE, FL, 33952

Active61 days on marketListed Jun 12, 2026MLS #C7527124

Priced 82% below the PORT CHARLOTTE 33952 medianPORT CHARLOTTE SEC 051

About this home

22324 STATE AVENUE

Embrace the ultimate Florida lifestyle with this exceptional buildable lot located at 22324 State Avenue in the heart of Port Charlotte. Offering a generous 10,000 square feet (0.23 acres) of prime real estate, this property features standard 80-by-125-foot dimensions and 80 feet of road frontage, making it an ideal canvas for a wide array of residential blueprints. The expansive backyard footprint provides more than enough room to install a custom pool and deck, allowing you to design a private tropical oasis perfect for relaxing and enjoying the year-round sunshine. This lot is situated in a highly desirable "X" flood zone, a designation that signifies a non-mandatory flood insurance area for a future build. Because lenders typically do not require flood policies for structures built in this zone, building here can save you thousands of dollars in annual insurance premiums. Public WATER and ELECTRICITY are already available to the property, requiring only the installation of a standard septic tank to complete your utility needs. Charlotte County GIS mapping confirms the property IS NOT in a Scrub Jay habitats, and the National Wetlands Inventory verifying there are NO WETLANDS on site. The surrounding location offers unparalleled convenience, regional connectivity, and an abundance of recreational activities. For daily necessities, the property sits just down the street from the bustling Murdock area, providing rapid access to major shopping centers, practical retail stores, and a diverse lineup of popular local restaurants. Commuters and travelers will appreciate the incredible proximity to Interstate 75, offering a quick and direct gateway to travel north toward Sarasota and Tampa or south toward Fort Myers and Naples. Sports fans are perfectly positioned between two premier Major League Baseball spring training venues, with the Charlotte Sports Park—spring home of the Tampa Bay Rays—just a short drive away, and CoolToday Park in neighboring North Port—the spring home of the Atlanta Braves—equally accessible for game days and year-round events. For the avid golfer, the region boasts an impressive collection of championship courses, offering the unique opportunity to play a completely different fairway for every single day of the week within a brief drive from your front door. When the call of the Gulf Coast takes over, you are ideally situated for easy beach days and world-class boating. The pristine, historic shores of Boca Grande and the lively, sun-soaked sands of Englewood Beach are both just a straightforward, scenic drive away. Whether you are looking to construct a personal retreat tailored to your exact tastes or a high-demand investment property in a growing market, this ready-to-build lot delivers the perfect balance of logistical ease and an active Florida lifestyle.

Facts & features

The home at a glance

0.23 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$490/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$359 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$147
FHA mortgage insurance (est.)$11
Property tax — 2025 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $875
Interest rate6.00%
Loan term

Estimated payment

$359/mo

Principal & interest$147
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Port Charlotte

Map of 22324 STATE AVENUE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $25,000 · 61 days on market since

Reality check

What actually sold near 22324 STATE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1207 RAMSDEL STREETSold · Jan ’26

$102,000

1207 RAMSDEL STREET · same community

2 bd · 2 ba · 864 sqft · $118/sqft · 0 DOM

22326 CADET LANESold · May ’26

$197,000

22326 CADET LANE · same community

2 bd · 2 ba · 890 sqft · $221/sqft · 6 DOM

1242 ORLANDO BOULEVARDSold · Aug ’25

$189,000

1242 ORLANDO BOULEVARD · same community

2 bd · 1.5 ba · 924 sqft · $205/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 22324 STATE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22324 STATE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

22324 STATE AVENUE FAQs

What would the monthly payment be for 22324 STATE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22324 STATE AVENUE?+

The most recent tax bill on record (2025) was $490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 22324 STATE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $25,000, this home is listed about 92% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 22324 STATE AVENUE?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7527124.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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22324 STATE AVENUE, PORT CHARLOTTE, FL — $25,000 | CENTURY 21 Edge