
22324 STATE AVENUE, PORT CHARLOTTE, FL, 33952
Active61 days on marketListed Jun 12, 2026MLS #C7527124
About this home
22324 STATE AVENUE
Embrace the ultimate Florida lifestyle with this exceptional buildable lot located at 22324 State Avenue in the heart of Port Charlotte. Offering a generous 10,000 square feet (0.23 acres) of prime real estate, this property features standard 80-by-125-foot dimensions and 80 feet of road frontage, making it an ideal canvas for a wide array of residential blueprints. The expansive backyard footprint provides more than enough room to install a custom pool and deck, allowing you to design a private tropical oasis perfect for relaxing and enjoying the year-round sunshine. This lot is situated in a highly desirable "X" flood zone, a designation that signifies a non-mandatory flood insurance area for a future build. Because lenders typically do not require flood policies for structures built in this zone, building here can save you thousands of dollars in annual insurance premiums. Public WATER and ELECTRICITY are already available to the property, requiring only the installation of a standard septic tank to complete your utility needs. Charlotte County GIS mapping confirms the property IS NOT in a Scrub Jay habitats, and the National Wetlands Inventory verifying there are NO WETLANDS on site. The surrounding location offers unparalleled convenience, regional connectivity, and an abundance of recreational activities. For daily necessities, the property sits just down the street from the bustling Murdock area, providing rapid access to major shopping centers, practical retail stores, and a diverse lineup of popular local restaurants. Commuters and travelers will appreciate the incredible proximity to Interstate 75, offering a quick and direct gateway to travel north toward Sarasota and Tampa or south toward Fort Myers and Naples. Sports fans are perfectly positioned between two premier Major League Baseball spring training venues, with the Charlotte Sports Park—spring home of the Tampa Bay Rays—just a short drive away, and CoolToday Park in neighboring North Port—the spring home of the Atlanta Braves—equally accessible for game days and year-round events. For the avid golfer, the region boasts an impressive collection of championship courses, offering the unique opportunity to play a completely different fairway for every single day of the week within a brief drive from your front door. When the call of the Gulf Coast takes over, you are ideally situated for easy beach days and world-class boating. The pristine, historic shores of Boca Grande and the lively, sun-soaked sands of Englewood Beach are both just a straightforward, scenic drive away. Whether you are looking to construct a personal retreat tailored to your exact tastes or a high-demand investment property in a growing market, this ready-to-build lot delivers the perfect balance of logistical ease and an active Florida lifestyle.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 22324 STATE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$102,000
1207 RAMSDEL STREET · same community
2 bd · 2 ba · 864 sqft · $118/sqft · 0 DOM
Sold · May ’26$197,000
22326 CADET LANE · same community
2 bd · 2 ba · 890 sqft · $221/sqft · 6 DOM
Sold · Aug ’25$189,000
1242 ORLANDO BOULEVARD · same community
2 bd · 1.5 ba · 924 sqft · $205/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 22324 STATE AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22324 STATE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22324 STATE AVENUE FAQs
What would the monthly payment be for 22324 STATE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22324 STATE AVENUE?+
The most recent tax bill on record (2025) was $490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 22324 STATE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $25,000, this home is listed about 92% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 22324 STATE AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7527124.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 22324 STATE AVENUE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →


