1433 SE 28TH TERRACE, CAPE CORAL, FL, 33904
Active145 days on marketListed Jun 15, 2026MLS #C7527335
About this home
1433 SE 28TH TERRACE
Gulf Access Pool Home on the Lido Canal. Mid-century modern meets contemporary coastal at this gulf access pool home with 7,000 lb boat lift and dock. Currently an Airbnb Guest favorite with a whopping 4.93 Star Rating. Jump right into Airbnb hosting or make this your next home. The home features a desirable split floorplan which offers privacy for your guest and family. Primary suite includes dual closets with a large updated ensuite primary bath, a tranquil retreat - featuring both a large walk-in shower and deep luxurious soaking tub. This home was truly designed with you in mind. Everything from the colorful joyful colors in the bedrooms to the tranquil modern dinning room. Comfy sofa and multiple lounge areas. Kitchen has stainless steel appliances, wooden cabinetry & granite counter tops. Guest bath has been stylishly renovated within the last 3 years. Rounding out this home is 2 car garage and includes washer and dryer. Outdoors, enjoy the expansive screened lanai overlooking the solar-heated pool and serene canal that goes out to the gulf with only one bridge along the way. The City of Cape Coral with its many canals, parks & great restaurants, is rapidly growing, offering new opportunities and developments, making it a top place to live, work, and visit in Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,553
Sqft
0.27 ac
Lot size
2
Garage
1978
Year built
One
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,725 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,725/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs CAPE CORAL
$348 vs $228
Days on market
145 vs 45 typical
Where $348/sqft sits among the 166 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
70 of 166
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1433 SE 28TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
1813 SW 36TH TERRACE · same community
3 bd · 2 ba · 1,522 sqft · $171/sqft · 40 DOM
Sold · Dec ’25$260,000
230 NE 9TH AVENUE · same community
3 bd · 2 ba · 1,522 sqft · $171/sqft · 85 DOM
Sold · Mar ’26$310,000
217 SW 43RD TERRACE · same community
3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1433 SE 28TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1433 SE 28TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1433 SE 28TH TERRACE FAQs
What would the monthly payment be for 1433 SE 28TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,725/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1433 SE 28TH TERRACE?+
The most recent tax bill on record (2025) was $7,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1433 SE 28TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $539,900, this home is listed about 29% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1433 SE 28TH TERRACE?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$539,900 runs 22% above the CAPE CORAL 33904 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
145 days on market against a Cape Coral median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cape Elementary School, Pelican Elementary School, Gulf Middle School, Gulf Elementary School, Cape Coral High School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $579,500, now $539,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIERE PLUS REALTY COMPANY · Bea Cervantes. MLS #C7527335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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