CENTURY 21 Edge

8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND, PLACIDA, FL, 33946

Active23 days on marketListed Jul 28, 2026MLS #C7528623

WaterfrontBANYAN BAYOU CONDO

About this home

8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND

A rare barrier island footprint, this four-parcel ocean-to-bay property offering (PIDs: 422016826003, 422016826005, 422016826007, and 422016826002) spans the entire width of Little Gasparilla Island within the private, low-density Banyan Bayou Land Condominium (The HOA fee is on an as needed basis.). Totaling 0.13 acres with a combined 60' x 96' (5,760 sq. ft.) buildable envelope, this land package includes direct Gulf of America frontage on the ocean side and deeded dock access (Dock 10) on the Placida Harbor side. Parcels 8168 and 8164 sit directly beachfront with unobstructed Gulf views, while Parcels 8158 and 8156 are positioned just behind, creating an ideal configuration for a luxurious multi-structure coastal estate, guest home quarters, or distinct island villas. Buyers may also seek association approval to unify the parcels for a single Oceanfront estate home. Under existing condominium declarations, each lot accommodates a custom home footprint of 1,440+ sqft. Additionally, multi-story construction is permitted, allowing buyers to build upward to maximize interior square footage, capture panoramic 360-degree views of both the Gulf and Bay, and create a sprawling multi-level coastal beach home. The site is ready for immediate design and permitting. Recent natural coastal tides deposited elevated sand across the parcels, creating clean foundation fill, and the land is entirely cleared of any trees—eliminating costly clearing expenses and environmental delays. Crucial island infrastructure is already in place, with electricity, public water, and high-speed internet available. As an owner in Banyan Bayou, each parcel holds a 1/7th undivided interest in the community's shared amenities, including private bay-to-beach access paths and a dock accommodating vessels for quick access to world-class tarpon fishing in Gasparilla Sound and the open Gulf. Accessible only by private boat or local water taxi departing from the mainland like Eldreds Marina, Little Gasparilla Island is a bridgeless Barrier Island sanctuary defined by uncrowded perfect sand beaches, tranquil paths, and pristine Gulf waters. To facilitate a seamless purchase, flexible OWNER FINANCING terms are available with $500,000 down. Boundary surveys and full condominium documentation are available upon request for this rare coastal package.

Facts & features

The home at a glance

0.13 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSouthwest

Community & fees

Taxes (2025)$1,363/yr
PetsCats OK, Dogs OK
CommunityDock · Intracoastal Waterway · Water Access · Waterfront · Beach Area · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Electrical Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,045 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $100,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $100,000
Interest rate6.00%
Loan term

Estimated payment

$6,045/mo

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property taxes (actual bill)$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Map of 8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$475K$595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2757% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $1,000,000 · 23 days on market since

Reality check

What actually sold near 8164

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9200 LITTLE GASPARILLA UNIT 203Sold · Jun ’26

$285,000

9200 LITTLE GASPARILLA UNIT 203

1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM

8472 GRAND AVENUESold · Dec ’25

$443,000

8472 GRAND AVENUE

2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM

8356 LITTLE GASPARILLA ISLANDSold · Jun ’26

$595,000

8356 LITTLE GASPARILLA ISLAND

2 bd · 1 ba · 832 sqft · $715/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 8164 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8164 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8164 FAQs

What would the monthly payment be for 8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,045/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND?+

The most recent tax bill on record (2025) was $1,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $1,000,000, this home is listed about 55% above the Placida median of $644,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8164, 8168, 8158, 8156 LITTLE GASPARILLA ISLAND?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,000,000 runs 2757% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7528623.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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